I have been engaged in this activity since 2012, and it is online investments, i.e. available via the Internet with a digital electronic method of monetary circulation. Why - it's faster and easier to find information and manage money! In terms of reliability, some investment projects on the Internet are not inferior to traditional ones. The most difficult thing is to find a suitable, worthy of attention, proposal in this area. What I try to do both for myself and blog readers. The review did not include questionable investment online funds, hyip and money pyramids.

In this review, I suggest that you familiarize yourself with a number of projects that are worth investing in. I only post trusted ones here. investment projects on the Internet 2016-2019, in which I invested myself or plan to do so in the future. We will analyze each of them, pay attention to possible risks, overall profitability, financial instruments and scope of activity.

Reliable investment projects on the Internet

The list is periodically updated, depending on the new information received. Companies of different directions are represented: online investment funds, cloud mining services, startups, lending etc. I think everyone will be able to find something that is more in line with their idea of ​​the scale of the project, scope of activities, investment conditions.

Investment and trading platform E-toro

E-Toro is a large international licensed broker that brings investors and traders together through a social component. Regulated by CySec (Cyprus), FCA (UK), AFSL (Australia). eToro UK and Europe platform services are MiFID compliant. Partnerships have been concluded with Sberbank. For Russian clients, the interface has been completely translated into Russian.

Here you can both trade various assets (stocks, commodities, indices, currencies, crypto-coins), and invest money using the system of copying trades of traders. There are also ready-made briefcases with min. a contribution of $2000. Thanks to the interface made similar to social networks, the process of copying is simple and clear even for a beginner. You fill out your profile in your personal account, go through identity verification and select traders to copy. There are no commissions for social trading. Here you can see not only the trading history and open trades of the trader, but also his profile with messages. It is also worth noting that any position of the copied trader can be closed at any time.

For me, this is the best investment project on the Internet in terms of reliability and risk/reward ratio. I advise everyone, my profile on etoro: Yaroslav4400.

• Investments from $200
• Term - unlimited
• Profit is not limited

Arbitraging - investing in cryptocurrency

This is an organization whose activities began with an ICO, where a private investor could invest in the creation and development of a product. As a result, investors' expectations were justified, a working software. At the beginning, the developers launched the automatic arbitrage bot abot, and recently added a manual mbot. For the operation of the project, the ARB token was issued based on the Ethereum cryptocurrency.

According to the project team, the automated arbitrage bot makes trades on several exchanges. The deposit for trading is the company's own funds and investors' contributions. Those. when investing through the site, your funds are transferred to the exchange accounts of the service. You do not need to register and connect to exchanges via api, as in other robots. To receive income, you only need to deposit funds on the company's ethereum wallet. Buy an ico token on the internal exchange and send it to work. All this is done through a personal account.

• The amount of investment - from $ 250
• Term - unlimited
• Profitability from 20% per month

AMARKETS and investment in RoboX

This is an investment project on the Internet from the broker Amarkets. The RoboX service is designed specifically to make the work of traders and investors less time-consuming and more profitable. A distinctive feature of the service and its main function is that it analyzes hundreds of trading algorithms written by professional algorithmic traders, selects several optimal strategies and forms individual portfolios from them. In fact, you just have to choose the most suitable one.

The RoboX service is one of the best developments in algorithmic trading today. It automates routine actions, allowing you to eliminate the influence of emotions on the result of trading. With it, your investments are under the effective control of a "smart" robot, which increases profitable trades and reduces losing ones during the trading session.

• The amount of investment - from $ 100
• Term - unlimited
• Profitability: from 100% per annum

People Group is an investment project of online shares

People Group is another interactive advertising service. It is a simpler and more accessible analogue of such publishers of interactive advertising as Yandex.Direct, Google Adsense, Runner. Founded on 01.30.2012, certified in webmoney (Capitaller certificate dated April 26, 2012). Offers its customers all the benefits of an integrated approach using advanced interactive advertising technologies that allow you to achieve your goal in the shortest way. In other words, the system serves the interests of both advertisers and webmasters. The former buy advertising, the latter place it on the pages of their sites, receiving a reward for this from the people-group advertising network.

The financial instrument is own shares issued in the amount of 1 million. You can buy them directly on the site. Purchase and sale operations are carried out in real time through the client's personal account. People Group guarantees the repurchase of your shares. They can also be sold to other investors at a better price. The growth of shares can be monitored directly on the site, displayed in the form of interactive charts with an hourly / daily interval.

• Deposit amount – from $0.1 per share
• Term - unlimited
• Profitability: 20-45% per annum
• Off.site: people-group.su

Good afternoon, guests and regular readers of the blog about investments on the Internet. As we all know, investing on the Internet is, at the same time, highly profitable and risky earnings. To date, there are a huge number that do not pay investors and are created only to lure money from newcomers. To find reliable investment projects quite difficult. To facilitate the search and to be sure that the projects are paying, our blog was created. As you could already understand, on our site you will find stable paying and reliable investment sites and also how to make the most of them.

I suggest you familiarize yourself with and. These tips are sure to help you navigate your projects. But if without all the introductions you are interested in a specific list of stable and reliable investment projects, then feel free to scroll below.

Investment projects that pay

In Internet investment projects, there are several stages at which they develop and pay, such as:

① Partisanship ( not present everywhere). You can determine that the project is partisan by design. As a rule, it looks simple, without various chips and images. For example like this:

③ Entry of investors into the project (contributors begin to make contributions to the project).
④ Reduced activity of depositors.

As a rule, the peak of income can be observed during the promotion of the company. And if we talk about high risks, then this is inherent by the time when the activity of depositors decreases, since in terms of the amount of money received, payments exceed deposits.

Successfully paying investment projects

➤ Pay on time;

➤ Use a licensed script;

➤ Protected from DDoS attacks;

The primary goal for an investor is to find reliable investment projects that pay. It is best to invest free money in, which you can learn more about by clicking on the link. By the way, we conducted our own analysis about the life span of HYIPs. The results are reflected in a separate article on.

Good time to all readers of the blog, I decided to write an article about dubious investment sites with high returns. Unfortunately, the vast majority of them are on the Internet. Such undoubtedly are all financial pyramids. Under this concept lies a system based on attracting investment capital with subsequent deception of investors. Financial pyramids are undoubtedly hyip funds, mutual aid funds and others. with daily payment big percentages. They initially do not increase your deposits through any profitable financial transactions (for example, trading on financial markets). The client makes a profit as a result of the inflow of funds into the pyramid from other participants. When the amount of funds raised becomes less than the amount of interest payments, the "soap bubble" bursts - the creators of the pyramid close the web project and take all the money of the "investors".

Conclusion: you can make money by joining hyip project at the beginning of its existence!

Investment sites with daily payouts attract with the opportunity to quickly and earn a lot. Deposit accruals can reach up to 1000% per annum or more. I periodically monitor the emergence of new hyip projects with the best entry conditions and publish them in this post. I regularly clean up with the removal of insolvent sites, adding fresh paying ones.

Paying Investment Sites

I currently recommend investment sites for new cryptocurrencies. Due to the specifics of the young market, they may well exist for more than 6 months and pay out money. An example of this was the Bitconnect pyramid, which has been paying its customers for over a year. Her coin was traded on several popular exchanges (HitBtc, Livecoin, CoinExchange), and the cost reached $450.

I decided to make a detailed review of Arbitraging as the best offer in terms of reward / risk ratio.

Short Term (high interest rates). These are hyip projects that live from a few days to a month. The most highly profitable "investments", for which they pay from 5-10% per day from the deposit. You can't invest in such projects. Such yields cannot be paid even at the beginning, I exclude them from consideration.

Medium Term (medium-term programs). Funds of this type promise 3-5% per day. This type of program usually lives up to 2 months. You can take a closer look, but I personally do not recommend.

Long Term (low interest rates). They pay such 1-3% daily and can live up to six months, but more often they close after 3-4 months.

Extra Long Term. The yield of such deposits is the lowest compared to the rest, up to 1% per day. Typically, such funds pay interest once a week or month. They are long-lived, usually from six months to 2 years.

HYIP Games (highly profitable games). This type of highly profitable programs appeared later than the others (2005) and claims to be somewhat “honesty” in relation to other types of HYIP investments, since in them the conditions for winning and losing are negotiated in advance, before making a deposit. In fact, like a casino ... Such programs are built on the principle of cyclicality and theoretically can continue indefinitely, as long as there are people who want to take part in this business. Each cycle of the game works on the principle of an ordinary high-yield investment fund, but the highlight is that it ends when the amount of payments reaches a certain percentage of the total amount of deposits (usually 85-90%). The admin takes the remaining 10-15% as a commission to the founder for providing this service. A new cycle starts from scratch. Thus, the “first in – first out” rule applies here. The peculiarity of earning it is to win by making a deposit as early as possible, in the first hours after the announcement of the start of the cycle.

Investment sites with daily payouts - how to make money

• Do not consider sites with a return of more than 5% per day. They don't pay at all
• Diversify risks, distribute funds across multiple investment sites
• Do not invest the last available funds, especially borrowed
• Withdraw funds promptly. Do not keep more than 2-3 months
• Consider high-yield investments with a minimum entry amount and its return
• Consider hyip projects with a short deposit term and the possibility of daily withdrawal of profits

Personally, I do not invest more than 10% of the total amount (portfolio) in such sites.

Many are interested in the question - where can I invest money? And in the first place they put not an increased return on their investments, but the safety of funds, guided by the principle “it’s better to sleep peacefully and not worry about losing your money as a result of various force majeure circumstances.” It is for such investors that this article is intended. From it you will learn the most reliable investments of money.

I must say right away that absolutely reliable investments do not exist. There are always risks of loss, albeit minimal. Especially in our country. The fact is that the reliability of certain investments cannot be higher than the reliability of the country in which these investments are made. Therefore, for example, the reliability of bank deposits in our country and, for example, in Switzerland will be different.

Therefore, we will consider those investments, the reliability of which is higher in relation to others. So let's go.

The most reliable and stable investment of money

Investments in bank deposits

Opening a bank deposit is the first thing that immediately comes to mind. Putting money on a bank deposit - you will be charged a certain reward. You won't learn anything new. Probably everyone at least once opened a deposit in a bank. Let's just list the advantages and disadvantages of this type of investment.

Advantages:

1. The possibility of opening a deposit with a minimum amount. With only 1,000 rubles, in principle, you can already open a deposit
2. Huge, both in terms of interest rate and terms of placement
3. Fixed income. You will know exactly how much you will receive at the end of the deposit term
4. Deposit insurance. All deposits are insured by the DIA (Deposit Insurance Agency) in the amount of 1,400,000 rubles. If you have an amount that exceeds this limit, it is enough to open an account in different banks and spread this amount over several banks.
5. High liquidity. You can terminate the deposit at any time and withdraw the money. But in this case, you lose the accumulated income.

Disadvantages:

1. Let's face it, investing in bank deposits, cannot be called a good investment, due to their low profitability. Deposit rates are so low that they do not even cover inflation in the country. They can most likely be used either to form a "financial airbag" so that, if necessary, you can quickly withdraw the required amount. Or for accumulation, in order to later use it for investments in other, more expensive investments.
2. Although bank deposits are insured, in the event of force majeure situations, you will of course be refunded the amount, but you can forget about the accrued interest. The fact is that the law must be taken literally. And it says: "The amount of the deposit and all accrued interest are subject to return." But interest on the deposit is usually charged at the end of the term. And if the bank closed even 1 day before the end of your deposit term, you can forget about the return of interest. I can advise you to open deposits with monthly (quarterly) capitalization.

Investments in currency

If you look at the history of the ruble against, say, the dollar, then you see that there is a constant strengthening of the foreign currency against the ruble. There are, of course, short periods when the ruble is strongly strengthened, but this is most likely an exception to the rule. And this period of strengthening lasts just nothing for a year - one and a half or even less. And if so, then investments in foreign currency can be considered as reliable stable investments. The national currency is subject to periodic and therefore constantly loses to foreign ones.

The only condition for increasing reliability is a long-term investment calculated in years. When buying a currency for a short time, you risk buying at the peak, and then get into a long correction when the price falls and you find yourself in the red.

For an even greater increase in profitability, you can not only buy currency and keep it at home, but open a foreign currency deposit. And although the rates on it are not very high (within 4-5% per annum), I think that additional income will not hurt anyone.

Real estate investment

A very ambiguous way of investing money due to the high cost. Yes, and there is a lot of hassle. Recently, real estate does not bring those fabulous profits that it was 10-15 years ago, when it rose in price by 50-100% every year. Now there is a decline or sometimes a small increase in the cost of housing. Crisis anyway.

Nothing good about rental income either. Renting brings its owner an average of 6-8% per annum (of the cost of housing, of course). The same bank deposits can bring much more income, not to mention bonds.

But there is still a definite plus. This is an investment in an asset that is always valuable. There will always be a demand for housing. And no doubt - over time, its value will sooner or later grow.

Finally

Summing up, we note that speaking of reliable investments, it can be noted that the concepts of profitability and reliability are antonyms. Investment security automatically implies lower returns. A high return on investment is available when certain risks are taken.

What conclusions can be drawn. Such types of investments are designed primarily for the protection of capital and for a small return on inflation or slightly higher, in contrast to those that are primarily aimed at increasing capital.

They can be included in your portfolio in a certain proportion, adhering to the rule, achieving quite acceptable returns and a moderate level of risk.

We all save money. A schoolboy saves for a new smartphone, a student for a car, a young family for an apartment (or more often for a down payment for a mortgage), a worker for a vacation, and a pensioner for a funeral. And no matter how tense the economic situation is, the money somehow accumulates. Otherwise, why are there so many iPhones and expensive cars around?

But what most people don't realize is that when the accumulated money is under the pillow, it subtly diminishes. Every night a "savings killer" comes and steals a small part of our savings. And this killer's name is Inflation.

The official inflation rate in Russia for 2015 is almost 13%. But we know that it is not weakly underestimated (those who remember the prices for products in 2014 understand this especially well). The real inflation rate for 2015 was definitely over 20%.

Thus, all our savings depreciate at a rate of at least 20% per year or 1.65% per month. So, now most of the ways to invest do not help increase your funds, but at least offset inflation a little.

In such a situation, it is very unwise to keep money under the pillow. Any free money should work. But how to invest them as reliably and profitably as possible?

Investing is not that hard.

I think everyone understands what investing is. When investing, you make your funds work. That is, you invest money, expecting to receive even more money in the future.

But we must not forget that investing entails risks. Instead of the expected profit, you can get a loss or even lose all your money.

Therefore, the main rule of investing is risk diversification. According to this rule, you must break your savings into parts and invest them in different investment projects.

For example, let's say your investment portfolio is $100,000. Then you need to choose a few investment instruments that are suitable for you. Suppose you have chosen mutual funds, PAMM accounts and backing and HYIP projects. Now you will need to distribute your portfolio between instruments depending on how much you are willing to risk.

Let's say that you are configured for moderate risks and distribute money as follows: mutual funds - 40%, PAMM accounts - 40%, backing - 10% and HYIP projects - 10%. Now you need to apply the principle of diversification within each chosen way of investing.

That is, you will need to select several different PAMM accounts and distribute your 40% of the portfolio between them. The same must be done with other chosen ways of investing.

In order to comply with this rule, you need to use several tools that can multiply your money. I have selected 12 of the best ones for you.

We compare the 12 best ways to invest.

I not only selected for you the 12 best ways to invest, but also compared them with each other. For comparison, I chose several parameters that I decided to evaluate on a 10-point system, where 1 is the lowest score, and 10 is the highest.

Comparison of the best ways to invest.

The following options have been selected:

• Simplicity. This parameter characterizes how easy it is to understand this type of investment, understand the principle, find a suitable company and make a deposit.
• Yield. Here the average return on investment will be estimated. Most often, this and the following points are interconnected: the higher the yield, the higher the risks.
• Reliability. This parameter characterizes the riskiness of the analyzed investment instrument.
• Entry threshold. Shows the minimum amount you can invest.
• Liquidity. Estimates how quickly you can withdraw your deposit, and what losses you expect if you withdraw money prematurely.
• Passivity / activity- this parameter shows how passive this type of income is. That is, 10 points means “invested and forgot”, and 1 point means that in order to get the maximum profit, you will have to spend extra time and effort.

Of course, all my assessments will be subjective and I think that many readers will not agree with them.

1. Bank deposit.

A bank deposit is the most understandable and simple way of investing for an ordinary person. Even any grandmother understands how everything works. After all, even in the Soviet Union, in which there was no investment, people kept money on passbooks. And one of the heroes of the popular Soviet film called on fellow citizens to keep money in savings banks.

All you need to do to make a deposit is to choose a bank and come there with your passport and money. What could be easier? I bet 10 points.

At the same time, the profitability of a bank deposit is not high. At the moment, deposit rates range from 7% to 12.5%. I think this is one of the lowest returns of all investment methods. Deserves 1 point

But you can be sure of the reliability of your contribution. The deposits are insured by the state. Even if you plan to invest a large amount, in order to insure that your bank's license will be taken away, you can break the amount into small parts and invest in several banks. In this case, even if the bank is deprived of a license, and your deposit was less than 600,000 rubles, then you will be compensated for both the deposit and interest. 10 points for reliability.

You can start investing with an amount of 10,000 rubles. This is not much at all, so you can put 8 points.

In most cases, you can withdraw money from the deposit at any time. But if you withdraw money early, you will lose most of the profit. 7 points for liquidity.

This type of deposit belongs to the “put it and forget it” category. All you need to do at the end of the investment period is to come to the bank and withdraw your money. Well, or roll over the deposit. 10 points.

Pros:

• High reliability.
• Availability.
• Low taxes. You will have to pay 35% of taxable income, which is calculated according to the formula: all income minus the refinancing rate.
• Predictability of results.

Minuses:

• Low yield.

Conclusion. This type of investment is more likely not to increase your money, but to somehow compensate for inflation. In any case, if you do not want to risk at all, then this method is better than just keeping money under your pillow.

2. Mutual investment funds (PIFs).

For an ordinary person, investing in mutual funds seems not a very clear undertaking. To understand this, try explaining to your grandmother at the entrance that you are buying shares in the fund of a management company that invests money in assets.

The choice of a mutual fund should also be taken seriously, studying the statistics of different funds. After that, you need to go to the office of the company or its agent. For simplicity I will put 6 points.

The yield here depends on the type of funds and on the approach to choosing a mutual fund. The riskier the investment the fund makes, the higher the potential return is expected, but in most cases it is not high. 3 points.

Reliability also strongly depends on the type of fund. At a time when bond mutual funds are one of the most risk-free investments, investing in venture funds carries very high risks. On average, I would rate reliability at 7 points, because at least you will not be able to lose most of the deposit, as in other ways of investing.

The minimum cost of a share starts from 300-500 rubles per share, which is suitable for almost everyone. 10 points.

I think most people invest in open mutual funds, so in this paragraph we will only talk about them. From open funds you can withdraw money by selling your shares in 1-3 working days. I will put 10 points.

Still, with this method of investing, you will have to spend a little time managing your investments. Of course, the management company will do the management within the fund without your participation, but you will have to transfer money between mutual funds and decide when to sell shares and when to buy. 8 points.

Pros and cons of this investment method:

Pros:

• A large number of assets in which the fund can invest.
• Low entry threshold.
• Relatively low risk.

Minuses:

• Possibility of making a loss in case of an unsuccessful choice of a fund.
• Relatively complex investment procedure.
• An investor should be interested in the stock market.

Conclusion. With a successful selection of funds and proper management of your investments, the profit from the deposit covers inflation and brings a small income. But you need to remember that many funds bring losses to their investors.

3. PAMM accounts.

Brokerage companies for last years invested so much money in advertising that only a deaf person has not heard about Forex and the tempting prospects of becoming a successful trader. Therefore, it is not difficult for an ordinary person to understand the principle of PAMM investing - to give money to a trader so that he can play on the stock exchange.

You can find a suitable broker on the Internet. At the moment the most popular is Alpari. So I will put 7 points for simplicity and clarity.

Some accounts can bring you more than 100% profit per year, and some drain all your money. But, when using the principle of risk diversification, the income from this type of investment is slightly higher than in mutual funds and is estimated by me at 5 points.

As returns increase, so do risks. When using the principle of diversification, you will not lose the entire amount of your investment, but you may receive a loss. For reliability, I would put 6 points.

You can start investing in PAMM accounts with $10. At the moment, this is equal to 700 - 800 rubles. The amount is small, so I put 10 points.

You can withdraw money at any time within one to two business days. Therefore, for liquidity 10 points.

Investment management takes time. If you do not use automatic tools, then you will have to log into your personal account almost every day. After all, the market situation can change very quickly and your managers can make critical mistakes. I bet 6 points.

Pros and cons of this investment method:

Pros:

• Low entry threshold.
• Opportunity to build your own investment portfolio.
• Simple investment procedure.

Minuses:

• It is possible not only to receive a loss, but also to drain the entire amount of the deposit.
• An investor should be interested in trading in the foreign exchange market.

Conclusion. This is a very common way of investing, which has gained popularity due to advertising. This way to invest money is more suitable for those people who like the foreign exchange market or who have experience in trading on the stock exchange.

4. HYIP projects.

This type of investment is often referred to as quasi-investment. In simple terms, these are pyramids that accrue profits to participants from new deposits.

It is very easy to invest in these projects. Many of them accept bank transfers and payments through the most popular payment systems. Most often, HYIPs have a legend that explains to gullible investors where the company takes money from to pay such high interest.

It is very easy to make a contribution to such a project via the Internet. But, if you are new to the Internet, it will be more difficult. For convenience, I would put 8 points.

Profit HYIP-projects promise simply cosmic. On average, long-term HYIPs offer to pay 20-30% per month. Short-term ones can promise to double the amount of the deposit in just a few days. 10 points for the promised yield, but in fact it, of course, turns out to be lower.

There is no need to talk about any reliability of deposits. The project can collapse at any moment. Every day 1-2 HYIP projects are opened and the same amount is scammed. Therefore, for reliability, I would put everything 1 point.

I think that in this paragraph and the paragraphs below, we should consider only long-term projects. The minimum amount of entry into them starts from 1,500 thousand rubles. 9 points for a low entry threshold.

In most projects, the deposit cannot be returned. It will be returned to the depositor during the entire investment period with each payment. Therefore, only 1 point.

If you have already invested in one of the HYIPs, then all you have to do is sit and hope that the project will exist and pay. You can't do anything anymore. Completely passive investment deserves 10 points.

Pros and cons of this investment method:

Pros:

• High yield.
• Convenient deposit and withdrawal of money.

Minuses:

• Very high risks.

Conclusion. Earn onHYIP-projects can only those who are "in the know." You need to be able to analyze projects and find those that can generate income. Most people who make money on HYIPs compensate for the loss when investing by attracting referrals.

5. Bucking (investing in poker players).

Almost everyone knows about such a game as poker. At the same time, many understand that successful players receive big money for winning tournaments. But how many people know that most poker players don't play big tournaments with their own money?

That is, if a strong player does not have enough money to participate in the tournament, he turns to an investor (sponsor), who receives a percentage of the prize money if he wins. The player can also have several sponsors who invest in the player and profit from winnings depending on the amount of investment.

You can buy a share from a player only by agreeing on it on specialized forums. For example, on the forum of this site: PokerStrategy.com. To purchase, you will need to personally write off the player. For convenience, I would put 4 points.

The reliability of this type of investment is highly dependent on the choice of players. In addition, when buying a share, you do not sign any contracts and the player may “not want” to give you your share for winnings. 3 points for reliability.

You can buy a share from $10. But only novice players sell so cheaply, to buy a share of a professional, you will need to invest 200-300 dollars. But it's still better to start with small investments, so I put 10 points for a low entry threshold.

There is no such thing as withdrawal of money. You pay a share, and if the player gets into the prizes, you take the profit.

After you have made a deposit, you just have to wait for a positive outcome. You can no longer influence anything. 10 points.

Pros and cons of this investment method:

Pros:

• The possibility of making big profits when a player wins a tournament.

Minuses:

• More suitable for people who understand poker.
• The deal is based only on an oral agreement with the player.
• Usually, players earn more than sponsors.

Conclusion. Rather, backing will suit people who are well versed in poker. It will be difficult for the average person to pick the "right" player.

6. Trust management in sports betting.

Most people treat sports betting like gambling. But professional marques earn a lot and consistently on bets on sporting events.

Many privateers create their own PAMM accounts, which actively attract investors. This type of investment is similar to PAMM accounts in the foreign exchange market.

In order to make a deposit, you need to register on the BetPamm.com trust management platform and select several accounts for investment. 7 points for simplicity.

If you look at the charts of profitability, you will see that the leading privateers increase the funds in their accounts by thousands of percent. Such income should bribe. But on average, the return on this type of investment is much lower and deserves 6 points.

If you use the principle of diversification and invest in several PAMM accounts, then at least you will not lose the entire investment amount due to privateer errors. For reliability, I would put 6 points.

Investing can start with very small amounts. For a low entry threshold 10 points.

You can withdraw money quickly and easily. 10 points.

After investing, you will need to monitor the selected PAMM accounts in order to transfer money between accounts in case they go to a loss or achieve maximum profitability. 6 points.

Pros and cons of this investment method:

Pros:

• Short term investment.
• Self-build portfolio.
• Low entry threshold and the ability to use a demo account.

Minuses:

• The possibility of receiving a loss or draining the entire amount.

Conclusion. This method of investment is very similar to investing in PAMM accounts in the Forex market. But it is not so famous due to the lack of advertising.

7. Startups (venture investments).

In recent years, stories of successful startups have been booming all over the place. Everyone understands how profitable it would be to buy shares of young companies, which in a few years would turn into large billion-dollar corporations.

The first way to invest in a startup is to conclude an investment agreement with the company directly. Some companies actively attract investors on their own by selling them future shares at discounted prices. Yunitskiy's SkyWay can serve as an example of such a startup.

You can also invest in a startup using crowdfunding platforms and startup exchanges. Exchanges do not inspire confidence in me, as I consider them HYIPs (read my ShareInStock review). But many reputable sources call them real companies. When you enter the exchange, you will see audited and verified companies in which you can buy shares. You just have to choose a suitable startup and buy a share in it. For simplicity 7 points.

For the purchase of shares on the exchange, the company will pay you dividends in the amount of 2% to 7% per month. In addition, an investor can sell his shares if the company develops and its shares grow in value. He can also sell shares if they lose value and he realizes that he has invested in a shell company. For profitability 6 points.

You need to understand that startups are a risky type of investment. According to statistics, 70% of them are unprofitable, and 20% of these 70% are just scammers who embezzle investors' money. But even of those companies that are in the top 30%, half of them break up in the near future due to internal problems.

One of the ways to invest in startups is through crowdfunding platforms. Unfortunately, in Russia they are not very developed and the minimum amount of investment through them is quite high. But all the companies represented on the site are subject to mandatory verification. There is also the possibility of investing in startups directly. For reliability 6 points.

The entry threshold for this type of investment is not high. 10 points.

If you decide to withdraw money or redistribute it within the share exchange by selling all or part of the purchased shares, then you will need to sell them on the exchange at a price below the market. The lower the price you set, the faster your shares will be bought. 7 points.

For the most profitable investment, you will have to devote your time. It will be necessary to track changes in the value of shares on the exchange, selling and buying them. There is no manager here, so you have to do everything yourself. 5 points.

Pros and cons of this investment method:

Pros:

• Convenient and simple investment procedure.
• Very low entry threshold.
• High potential return.

Minuses:

• High risks in passive investment.

Conclusion. If you decide to invest in startups, then it is better to use exchanges. You will pay about 5% for withdrawing money, but you will be protected from scammers.

8. Currencies and precious metals.

Surely, among your friends and acquaintances there is a person who, with a smart look, claims that money should be kept in gold (platinum, dollar, pound, yen, etc.). This approach says that a person does not understand investing, but simply uses popular “stereotypes” among the people.

For example, if you look at the dynamics of gold prices, you will see that since 2012 it has depreciated against the dollar by almost one and a half times.

If you decide to do without the services of managers and independently buy precious metals or currency in order to store money in it, then this procedure will not be difficult.

You can buy currency in bank branches, or by using the services of brokers (which will be more profitable than buying through a bank). You can also change currencies using online and offline exchange offices or payment systems.

Precious metals can also be bought from banks. And it became possible to purchase gold using the WebMoney payment system.

Also, do not forget about cryptocurrencies, for example, Bitcoin, which, according to all forecasts, will rise in price in the long term. The purchase of these assets will not be difficult, so I put 8 points.

Buying precious metals or currencies for long-term investment primarily protects you from the depreciation of the national currency. For many countries with weak currencies, this is a reasonable solution. But courses behave unpredictably, so there may not be any profitability. 2 points.

A beginner does not know which direction the course will go in the near future, so his investment is more like gambling. Even if now people prefer to keep their money in dollars, what is the guarantee that oil will not rise in price in the near future along with the ruble?

You can probably protect yourself from the depreciation of the national currency by keeping half of your money, for example, in dollars, and the other half in rubles. So when the rates fluctuate, you will not lose anything, but you will not earn anything either.

Profitability depends on luck and I would bet everything 2 points.

The entry threshold depends on the type of asset and on the method of purchase. On the exchange, 1 lot will cost at least $1,000, and through exchange offices or payment systems, you can change amounts of several dollars. So anyone can buy currency or precious metals. 10 points.

You can sell currency as quickly as you can buy it. In exchange offices and exchanges, this is done almost instantly. Gold is also a highly liquid asset. 10 points.

In general, attempts to influence profits by tracking rates and then selling assets already turns you into a trader. And I would not attribute trading to investing. Therefore, I understand investing in currencies and precious metals as “put and forget”. So 10 points.

Pros and cons of this investment method:

Pros:

• Able to protect against depreciation of the national currency.

Minuses:

Conclusion. Buying precious metals and currencies for a beginner is a very unpredictable way to invest money. You can reduce risks and increase profitability either by entrusting money to a manager, or by independently studying trading in the foreign exchange market.

9. Securities.

I think that most people from securities are familiar only with stocks. The most financially literate will probably be able to name more bonds. Only a few know how to invest money in securities.

In fact, buying securities is no more difficult than buying a currency. You also need to contact a major bank or broker. 7 points for simplicity.

When buying securities as a beginner, making a profit is a big question. And, if even a beginner can count on a small income when investing in bonds, then the stock market can bring a loss to a novice investor. 3 points for profitability.

In fact, usually low returns entail low risks, but not in this case. There are high risks in the stock market. 3 points for reliability.

You can start investing with a small amount. The entry threshold starts at about 1,000 rubles. 9 points.

Securities can be sold on the stock exchange in the same way as you bought them. This asset is considered to be quite liquid. I bet 10 points.

Again, if a person begins to manage his securities on his own, then he is already turning from an investor into a trader. Therefore, here we consider only passive investing. 10 points.

Pros and cons of this investment method:

Pros:

• Simple investment procedure and low entry threshold.

Minuses:

• For a beginner, this is a risky and low-yielding way to invest money.

Conclusion. If you have already decided to invest in securities, then it is better to contact a professional manager who will manage your funds for a small commission. Investing in the stock market on your own as a beginner is more like gambling than investing.

10. Real estate.

There is one stereotype among people: “ The most reliable investment of money is the purchase of real estate". But do not forget that real estate includes not only apartments, but also various buildings, structures, water bodies, forests, etc.

In general, there is some truth in this, because many people want to save up for an extra apartment by old age in order to rent it out and get a good pension increase. And in which case you can sell it and get a good capital.

You can invest in residential or commercial real estate, under construction or already built, suburban or located within the city. Ease of investment also depends on the choice of the type of real estate.

To invest in residential real estate, you will need to contact a realtor, look for suitable options, draw up a lot of documents and, possibly, make repairs. As for me, the procedure is quite dreary.

If you decide to buy commercial real estate, then the hassle becomes much greater. You will need to keep accounts, pay taxes, manage facilities, re-register energy supply. On average, for convenience, I would put 2 points.

As for profitability, you can receive no more than 1 percent per month from residential real estate with a long-term lease. This is 7-10% per year. The renting of residential facilities by the day turns into work and is not considered.

If you expect to sell it more expensive after a while, then it is far from a fact that prices will rise. In general, for profitability, I would bet 3 points.

Real estate, indeed, has a high reliability. Unless, of course, this is not an object under construction.

Even if real estate prices fall, you will continue to make a steady income from rent. For reliability, I put 9 points.

The entry threshold is high, even if it is a collective property purchase. The minimum investment amount starts from several hundred thousand rubles. I will put 2 points.

It often happens that in order to quickly sell real estate (especially commercial) you have to set a very low price. Sometimes objects cannot be sold for several months. I bet 3 points.

If we consider a long-term lease of residential real estate, then you will not have to spend much time on management. You will need to find tenants once and then collect money once a month. 8 points.

Pros and cons of this investment method:

Pros:

• Clear scheme of income generation.

Of course, here we will not talk about investing in creating a business from scratch, but about buying a ready-made company. Starting a business from scratch is hard work with unpredictable results. An investor is interested in an established business with streamlined processes that brings a stable income.

In order to find a company to buy, you can use newspapers or bulletin boards. But most often, the entrepreneur does not talk about the sale of his offspring, so as not to raise doubts among employees and customers.

Therefore, they prefer to contact broker companies that will sell their business. They also distribute information about the sale among friends and acquaintances.

Once you have found a suitable business, you will need to audit it to make sure that business processes are in order. This whole procedure for a beginner can turn into an insurmountable obstacle. 1 point for simplicity and clarity.

Super profitable businesses rarely sell, so you should count on average profitability. Of course, profitability strongly depends on the type of activity and the quality of management. I will put 6 points.

Many people think that entrepreneurs only sell unprofitable businesses. But actually it is not. The reason for the sale may be: an urgent need for money, disagreements between the owners, loss of interest, lack of time (especially if one entrepreneur has several types of business), etc.

The audit will help analyze the reliability, profitability and prospects of the business. Therefore, the chance of buying a loss-making asset is very small. I bet 7 points.

The entry threshold for this type of investment is relatively high. Yes, there are very small companies, but they cost far from a penny. Buying a profitable business with streamlined cost processes is similar to buying real estate.

Often people join groups to buy a business. For example, several friends and acquaintances buy a company together. But even in this case, the entry threshold remains high. I will put 2 points.

If you urgently need money, the company can be sold. If your business is unprofitable, then it will be difficult or almost impossible to sell it. Profitable business it is easier to sell, but most often this procedure takes a lot of time. So 3 points.

If you manage the acquired company on your own, then turn from an investor into a businessman. Therefore, you will need to hire an executive director who will manage your business. But even in this case, you will have to control it and analyze the activities of the company.

Yes, and you will need to deal with the selection of a manager yourself. So 2 points.

Pros and cons of this investment method:

This way of investing money is similar to investing in a business, but with a simpler purchase and management procedure. Again, you do not need to create and promote a site. You can just buy a ready-made project.

The website itself is more of a tool than an asset. The real asset is the audience that visits this project every day. The site owner makes a profit by displaying ads, affiliate programs and other sources of monetization.

To buy a site, you can use the exchange. One of the most popular exchanges in Runet is Telderi.ru. In the list of sites for sale, you can see all the information on projects: audience size, profitability, development dynamics, payback period, etc.

The transaction is protected and follows the rules of the auction, where the site goes to the buyer who offered the highest price. For simplicity, you can put 4 points.

Usually normal sites are sold at a price equal to the income from it for 12 months. That is, if the project brings 20,000 rubles a month, then the fair price for it will be 240,000 rubles.

But in most cases, on such sites, monetization works far from 100%. Thus, after “twisting” monetization, it will be possible to recoup the contribution in 6-10 months. 7 points for profitability.

If the site is made with high quality and promoted only by "white" methods, then such a contribution can be called reliable. Of course, if you want the project to bring you profit for more than one year, then you need to carry out at least minimal work on it. But, for a year or two, the project will be enough without additional investments. 8 points for reliability.

In general, some sites are sold very cheaply. You can find it for 500 rubles. But such sites should not be of interest to the investor.

You can buy as one expensive and high-quality site, as well as several medium ones. Therefore, I do not advise you to start with too small amounts. I will put it at the threshold of entry 6 points.

If the project ceases to be of interest to you or you need money, then you can always sell it on the same exchange. For this I bet 4 points.

When buying a site that will bring you passive income, you can make a profit without doing it at all for a year or two. But, over time, without administration and updates, the project will lose its audience, bringing less and less income. I will put 4 points.

Pros and cons of this investment method:

Pros:

• Convenient investment amount for everyone.
• High investment security.
• You can develop the project, increasing profits.

Minuses:

• You need to have minimal knowledge about sites and how to monetize them, or seek help from an experienced specialist.

Conclusion. Investing in content, information and other similar sites is one of the best ways to invest. This type of investment can easily be turned into a business by working on purchased sites and increasing profits.

Which method do you like the most?