Bonuses from Zapsibkombank. Bonus program. Entrance to the "Personal Account" of Zapsibcombank


PJSC Zapsibkombank is one of the largest Russian banks in the Urals. For more than a quarter of a century, this universal credit organization has been operating in lending, attracting Money and settlement and cash services for the population and organizations. The quality of service, reliability, profitability and high customer confidence only confirm the leading positions in the authoritative ratings of the banking sector of the Ural Federal District. Serviceability is provided by more than 80 company offices located throughout Russia, as well as Personal Area Zapsibkombank, available on the official website.

Possibilities of a personal account

Zapsibkombank's personal account is distinguished by its functionality and simplicity. Using this free remote service allows you to save time and money, there is no need to go to the office or wait for a specialist to answer the phone, all the necessary operations can be done online. The following features are available for registered users:

  • View current account information.
  • Loan management (partial and full repayment, application processing).
  • Deposit management (opening, extension, replenishment and closing).
  • Formation of an account statement.
  • Money transfer.
  • Formation of statistics of expenses.
  • Setting up SMS alerts.
  • Receive news and individual offers.

Registration and login to your personal account

You can connect the "Internet banking" service in one of the following ways:

  • Write an application at any branch of the bank and receive an envelope with a username and password to enter the personal account of Zapsibkombank.
  • If you have a card, use an ATM and get a username and password on the check.

In both cases, registration as such is not required. Simply open the login page to the personal section of the site, enter the received data and click the "Continue" button.

After that, to the number indicated in the application mobile phone will do text message, containing a one-time password, which should be entered in the page that opens and also click "Continue". The entrance to the personal account of Zapsibcombank becomes available.

How and when are bonuses calculated? Where and how to spend bonuses? Where can I find out the number of bonuses?

Bonuses are accrued for purchases with a card with an activated "Bonuses" program at the time of the transaction.

Accrued Bonuses become available for use after the activation of their spending. For some types of cards, the spending of bonuses is activated after reaching the threshold of accumulation due to card purchases.

Accumulation of bonuses is possible at once on several cards opened for one account.

The maximum number of bonuses for accumulation on cards opened to one account and connected to the Bonuses program is determined by the card of a higher class. For example, for the main card Classic and additional Gold SVOBODA - 15,000 bonuses during the year; for the main card Classic and additional Classic - 5,000 bonuses during the year.

Minimum transaction amount for bonus accrual- 300 rubles or more.

How to increase the number of bonuses for accumulation.

To increase the number of bonuses for accumulation, open a new or additional card of a higher class and connect the Bonuses Program to it. For example, to save more on the Classic / Standard card - open Gold, on the Gold card - open Platinum.

Open or connect to your current card the Classic - 2019, Gold - 2019, Platinum - 2019 packages and get even more benefits for your debit card. Get additional bonuses depending on the amount of purchases per month and while maintaining the minimum balance on the card account every day for a month.

Bonus duration.

The period of validity of bonuses not used by the Participant from the moment of opening a bonus account is 1 year. Bonuses expire on the day of the start of a new period for accumulating bonuses on the bonus account. You can see the date in the Internet Bank service:
My finances > Program "Bonuses".

When are bonuses not awarded?

  • replenishment (cash or non-cash) of the card,
  • cash withdrawal operations, transfers from card to card (from account to account), including by details,
  • deposit management operations (opening, replenishment, partial withdrawal, closing),
  • repayment of loans through the Internet Bank service / ATMs / infokiosks,
  • in trade and service enterprises:
    • carrying out sales by telephone and catalogues, including abroad,
    • selling lottery tickets or casino chips,
    • at fast food outlets
    • at the post office,
    • identified with the MCC code specified in the List of MCC Codes outlets by categories of the BONUSES Program
  • utility bill transactions, telephone, internet, cable TV,
  • payment public services(payment of fines, including traffic police fines, alimony and various payments to the budget, etc.),
  • transactions of collateral payments and purchase of bonds, brokerage and other financial services,
  • payments in transport companies, paying for a taxi, buying tickets for the metro, buses, aeroexpresses, commuter trains and other modes of transport.

Spend bonuses with pleasure when shopping in Russia and abroad. You yourself choose where, when and on what to spend Bonuses.

After connecting the "Bonuses" program to your card, manage the program settings: accumulation and spending of bonuses, through the "Internet Bank" or "Mobile Bank" service. Namely:

  • Disable and enable categories by setting the "SPEND" setting.
    The number of simultaneously operating categories is not limited.
  • Set suitable thresholds for spending bonuses.
  • Control accumulated and spent bonuses.

Standard settings set when connecting the "Bonuses" program

When connected, the setting “SAVED” is automatically set for all categories. You can change the settings at any time in the Internet Bank in the Program "Bonuses" tab / Account information / Card category settings, or by SMS request through the Mobile Bank service.

CategoryWhere bonuses can be used
My clothesTo pay for goods and services in clothing, footwear and accessories stores
My techniqueTo pay for goods and services in household appliances stores
My supermarketIn grocery stores and supermarkets
My carAt gas stations, car services, shops selling spare parts and car accessories, car dealerships
My telephoneTo pay for telephone services in the Internet Bank, Mobile Bank, ATMs, information kiosks and communication stores
My travelsTo pay for air tickets and purchase tickets to travel agencies and the operators
My entertainmentTo pay for services in restaurants, bars, nightclubs, cinemas, billiards, bowling and discos
My health and beautyTo pay for goods and services in beauty salons, hairdressers, spa therapy salons, optics stores, hospitals and dentists

For some types of cards, the spending of bonuses is activated after reaching the threshold of accumulation due to card purchases:

If the number of accrued and/or available bonuses does not match your calculations, please contact 8-800-100-5005 (toll-free within Russia).

Zapsibkombank launched the BONUSES program, which works not only in our country, but also abroad. Zapsibkombank: how to spend bonuses?

Bonuses from Zapsibkombank, what is it?

Zapsibkombank points on the card are accumulated only if you have this program connected. There are privileged cards that have automatic connection to the program, but for simple cards, this program needs to be connected for an additional fee.

Zapsibkombank: the BONUSES program means that you make purchases in a certain category of goods both in the Russian Federation and abroad. After that, you will receive 5% of the purchase amount bonuses. 1 bonus = 1 ruble.

Here is an example for you: you have accumulated up to 10,000 bonuses. Now you can pay for any product in our country or abroad with these bonuses, but only 99% of the value of the product.

How to connect bonuses to a Zapsibkombank card?

You can connect bonuses through an ATM:

  1. Insert card
  2. Enter PIN
  3. Click on "Service Management"
  4. "Loyalty program"

Connect bonuses via the Internet:

  1. Log in to your personal account on the bank's website
  2. Select "Maps"
  3. Click on your card and "Connect the loyalty program"

You can keep track of all accumulated bonuses through Internet banking in your personal account. You can also change the category of goods there, when buying in which bonuses will accumulate. There are several product categories:

  • My clothes
  • My technique
  • My supermarket
  • My car
  • My telephone
  • My travels
  • My entertainment
  • My health and beauty

To use the bonuses themselves, you change in your personal account opposite a certain category “SAVE” to “SPEND” and you can use your bonuses. You can set a threshold for used bonuses and include several categories at once. for comfort.

Nuances of the program "Bonuses"

  • The minimum amount for crediting a bonus is 300 rubles. If you spend less, then bonuses will not be credited.
  • For classic card the maximum number of bonuses per year is 7500, for additional cards - 3000 bonuses, for platinum - 15000 bonuses
  • Bonuses are valid for 1 year from the moment of activation of the service. Exactly one year later, on the same day, unused bonuses expire.

Bonuses are not awarded for payment of: Internet services, utilities, phone, mobile communications, cable television, taxi, train, bus, metro, third-party transport companies.

Zapsibkombank was founded in 1990 in the city of Tyumen. To date, one of the largest banks in the Ural federal district. The bank has more than 80 branches and more than 500 ATMs in cities from Moscow to Kemerovo.


The personal account is intended for individual or legal clients of Zapsibkombank. In it, each client of the bank can fully control their accounts and cards, easily make payments or transfers via the Internet. It occupies the 4th place in the Internet banking efficiency rating.

To enter, you first need to go to the official website zapsibkombank.ru, then select "Internet Bank" and "Individuals" in the upper right corner. Next, you get to a new secure login page for your personal account, also known as Internet Banking.

The first is to enter your login received at the ATM, which will be described in more detail below. The second is to enter your password from the "Internet Bank" it consists of four digits, click "Continue". Next, you need to confirm the entry through an SMS code that will be automatically sent to the mobile phone number linked to the account or card of Zapsibkombank.

Login to the personal account of Zapsibkombank

As a result, you find yourself in your personal account, where information about your accounts and cards of this bank will be displayed. Here we will make all the payments and transfers you need without leaving your home or office.

Hotline number Zapsibkombank

Click on the image to go to the official website home page official site below. To resolve any issues related to working with Zapsibkombank, please call hotline. If the question is not urgent, by going to the official website, by clicking on the phone number at the top of the site, you can order a call back. To do this, you need to specify the date on which day the bank will call you back, for example, today or tomorrow. Next, indicate the time period in which it is more convenient for you, enter your phone number, enter the code from the picture and click "send".

PJSC Zapsibkombank is a large credit institution in Tyumen region founded in 1990. Heads the eponymous financial group, which includes investment company OOO IK "Fred" and Insurance Company LLC IC "Tyumen-Polis". The financial institution is engaged in servicing individuals and legal entities, provides remote banking services on the Internet.

Internet banking of Zapsibkombank

Banking available for individuals in the Zapsibkombank system and for legal entities in "ZapSib iNet". Internet bank Zapsibkombank is included in the Top-10 rating as the most effective tool for clients, and ranks 8th among 43 credit institutions.

Online access for private clients allows you to perform standard operations in your personal account:

  • Manage banking products;
  • Get monthly spending statistics;
  • Make money transfers using the details of Zapsibcombank customers and other credit institutions;
  • Pay for services.

The following Inetbank operations are available to corporate clients:

  • Generate statements and money orders in Russian rubles;
  • Export and import electronic documents to well-known accounting programs;
  • Manage payroll projects
  • Manage deposits;
  • Manage loans;
  • View current exchange rates.

REFERENCE. The Zapsibkombank 24 personal account allows you to largely save time resources for visiting bank branches, since you can connect to it from a personal computer or smartphone. Connection and further support of online banking users is free of charge.

Login to the Internet bank, personal account

On the official website of Zapsibkombank https://www.zapsibkombank.ru/ there is an active banner "Internet Bank". For convenience, users can save the direct address of the Internet bank https://inetbank.zapsibkombank.ru/ in the browser.

Private client login will require a confirmed registration, namely a username (login) and a password. The system will automatically identify the client and send a unique verification code via SMS. Within 10 minutes, the user must enter this code in the appropriate window and log in. A corporate client will first need to download the installation package to the computer and connect the Rutoken EDS USB device.

If you encounter difficulties during authorization in the online banking system, it is recommended to contact the user support service by phone 8-800-100-50-05. The contact center operates on a 24-hour basis, the call in Russia is free.

The difference between the Internet bank for individuals and legal entities

Initially, ZapSib iNet appeared to serve legal entities for which the mobility of the service is not a priority, unlike individuals. "ZapSib iNet" is a "heavy" system that requires a preliminary visit to a bank branch and signing an agreement on remote banking service, installation of additional software to a personal computer and connecting Rutoken EDS. Inet Bank Zapsibkombank for individuals is an analogue of ZapSib iNet, which works through an Internet connection. To receive account enough to register on the site credit institution, log in and get started.

Bonus program for users

Holders bank card Zapsibcombank receive additional bonuses for purchases in Russia and abroad. 1 bonus is equal to 1 ruble, and accumulated bonuses can be exchanged for a discount of 99% of the purchase price. To plug this program Loyalty is recommended in the Internet Bank, section "Cards".

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