Platinum visa prime card from Sberbank. How to get a platinum Sberbank card. Visa platinum premier cards from Sberbank

Of course, the reader knows perfectly well that premium class cards are an indicator of consistency and significance. No wonder they are called "status". Many banks still only issue Platinum debit cards to selected customers. There is nothing to say about credit. To get such a "plastic", you will have to prove your high and stable financial condition.

True, it is still easier to get Platinum now than a few years ago. But banks still value this instrument, because. it affects the prestige of the institution. And if you want to get a loan, say, 2 thousand dollars for this card, then 99% that you will be refused. This means of payment is intended for amounts of another level. Why?

The answer lies in the benefits. Before looking at the specific cost of Platinum at different banks, let's talk about the benefits.

Platinum credit card: features and benefits

With the help of the tool in question, the client "kills" two birds with one stone. First, he receives privileges from his bank. Secondly, from the payment system. We have already mentioned that banks are sensitive to such a high category of products, so the client is often exempted from paying various commissions.

For example, Sberbank platinum card(American Express only) allows its owner to receive consulting services through a dedicated line, reissue, block, credit to the account for free, receive transaction documents, statements by mail and through an ATM, etc.

This trend is observed in almost all banks. If you look globally, then the owner of a platinum credit card generally pays little for anything. The same Sberbank provides a free SMS-informing service "Mobile Bank". BUT Bank "Avangard" and Tinkoff Credit Systems do not charge a fee for using Internet banking.

Platinum card of Russian Standard Bank gives its owner benefits for issuing additional cards (the first one is free). VTB24 did the same: you can get two additional Gold cards for free.

Still not dazzled by privileges? And this is just the tip of the iceberg.

As a rule, a Platinum owner has:

• Reduced withdrawal fees
• Reduced interest rate on a loan
• Opportunity to check the authenticity of banknotes without commission or use the meeting room
• Increased withdrawal limit and more.

Platinum credit card holders are rich people, right? And they travel often (logically). Bank Avangard is not the only institution that offers such clients free travel insurance when traveling abroad.

note, we have considered the benefits that the owner of a platinum card receives from the bank. Now it is the turn of payment systems. Each of them has an extensive list of outlets (in many parts of the world) where you get discounts when paying with a platinum card (these are hotels, boutiques, car dealerships, etc.).

By the way, it's time to answer the question "So what is Gold worse than Platinum?". The answer is in the amount of discounts and the number of offers. In addition, Visa's "Purchase Protection" and "Warranty Extension" programs apply to platinum cards. The first will provide you with a refund in case of damage or loss of the goods, and the second - increases the warranty period. And we have not yet mentioned that the Platinum Credit Card is an emergency financial, legal and medical assistance abroad.

All! Let's take a breath. You can see for yourself that when banks emphasize that a Platinum credit card is profitable, they do not cheat. But in life you have to pay for everything. Including improved features.

Platinum card cost

Let's go over the main parameters.

Loan amount

This amount once again proves that the platinum card is now more affordable than before. Especially if you focus on the bank Tinkoff Credit Systems - up to 300 thousand rubles. The VTB24 platinum card raises the bar - up to 2 million rubles. Russian Standard (using the Imperia Platinum card) and Sberbank do not name a specific loan amount - an individual approach. For other platinum Russian Standard credit cards - 750 thousand rubles. (Visa Platinum NES) and 1.5 million (The Platinum Card and Transaero American Express).

Annual maintenance cost

• RosEvroBank - 5 thousand rubles.
• Sberbank - 15 thousand rubles.
• VTB24 - 30 thousand rubles. There is also a co-branded platinum card "VTB24-Transaero": its maintenance in the first year costs 2.5 thousand rubles, in subsequent years - 10 thousand rubles. And the platinum "Premium Card" of this bank will cost you 10 thousand rubles. in year.
• Russian Standard - 2, 7 or 15 thousand rubles. (depending on the type of platinum card). At the same time, the 1st year is free with the Visa Platinum NES card. And actively using the Imperia Platinum credit card, you can reduce the amount of service by 2 times or completely “zero” it.

These are the commissions. And who will say now that you don't have to pay for pleasure?

Sberbank Premier is a unique service launched by the bank some time ago, but has already found its own audience. For a certain category of clients, it is proposed to issue platinum premier card from Sberbank. What kind of offer it is, how much it costs and what advantages it has, we will understand further.

The target audience

Premium services are suitable for those who appreciate an individual approach and high quality service.

Premier services offer the following pleasant bonuses for VIP customers:

1. Service takes place in a separate area of ​​the bank. As a result, the client saves his time and spends waiting in a more comfortable environment.
2. Access to banking services not available to most borrowers.
3. Individual approach. Service is carried out by a personal manager.
4. Access to a 24-hour telephone line.

To obtain all these privileges, it is not at all necessary to earn millions of dollars a year, you just need to contact the Sberbank branch and conclude an appropriate agreement.

When a client has concluded a contract for the provision of prime services, he is given a grace period during which no funds are debited. It starts from the date of the conclusion of the contract and includes the entire next month. The payment then proceeds as follows:

1. If the total amount for all accounts, cards and deposits is from 2.5 million rubles or more, the service is free.
2. If the amount on the accounts is less, the amount of 2500 rubles is debited monthly. This condition is stipulated in the contract.
3. Account statements are issued free of charge.

Services included in the premier package

In order to ensure that funds are not only securely stored, but also regularly multiplied, specially designed premium class deposits are suitable. Their main distinguishing feature is the increased interest. The minimum amounts for them can be:

• 1.000.000 rubles.
• 2000 dollars.
• 3000 in euros.

1. "Save." The minimum term for it is 1 month. The maximum is 3 months. If it is in rubles, the interest rate reaches 7.67%. In the US currency, the percentage is 1.95%, and for the euro - 0.61%. The account cannot be replenished or withdrawn in installments.
2. "Replenish". The minimum deposit term is 3 months. The maximum is 3 years. The account can be replenished, unlike the previous deposit, but it is impossible to partially withdraw money. For rubles, the interest rate is 7.41%. For dollars, this figure is 1.69% and 0.5 for a euro deposit.
3. "Manage". It is the most flexible on offer. Both replenishment and interest-free cash withdrawal are possible. The minimum term is also 3 months, and the maximum is 3 years. Interest rate for currencies: rubles - 6.95%, for dollar deposits 1.42%, and for euros 0.25%.

A savings account allows you to use money and receive passive monthly income at higher interest rates. The interest rate is 4% for rubles, in dollars and euros the figure is 0.2%. There are no restrictions on the minimum amount. The deposit can be replenished and withdrawn from it.

Visa platinum premier cards from Sberbank

Sberbank customers who have issued a prime package can issue debit cards for themselves and their families. By paying with them, the owner receives a large number of bonuses and can participate in special programs and promotions

Benefits of Visa Platinum Premier:

1. Priority pass. Waiting for a flight can be enjoyable. At the same time, it does not matter at all where in the world you are and the ticket class for the desired flight. For you press and shower, wireless internet connection and drinks. This is far from a complete list.
2. "Concierge service". Your holiday will be planned down to the smallest detail. You will be assisted in booking a ticket or a hotel room, informed about events, exhibitions, and other cultural events in the place of the planned vacation.
3. Travel insurance services. It provides not only cases of life or health insurance, but also other situations that can cause difficulties: loss of documents or luggage, delay, flight cancellation, and so on.
4. Purchase protection. You can insure them against damage, theft or loss.
5. Paying for the purchase with a premium card allows you to extend the warranty period by 2 years.

There are special credit cards:

1. Gold Visa and Mastercard have enhanced service features and special offers. Limit 600,000 rubles with free card service.
2. Gold and classic Visa "Give Life" social purpose to help sick children. With each purchase made, Sberbank transfers interest to the Podari Zhizn charity foundation. The limit is 600,000 rubles, annual maintenance costs from 900 rubles.
3. Golden and classic Visa "Aeroflot". Another affiliate program Allows you to accumulate miles, which the owner can subsequently exchange for air tickets with a partner company.

Validity periods

The contract for the provision of premium banking services is concluded for 5 years. If the owner did not wish to terminate the agreement, it is automatically extended for the same period. Termination can be carried out by submitting an application, or, if this is not possible, by making a call to the contact center of Sberbank. Important: upon expiration of the agreements on the VIP services package, the validity of the cards issued under the program expires, and the holder loses access to privileged services.

Sberbank issued a profitable card with "big bonuses". Now customers have the opportunity to earn up to 20% of the purchase amount, which fundamentally distinguishes it from ordinary plastic. Holders receive additional privileges from Visa, and these are far from all the benefits that a Premium card has. Sberbank offers the product to those who spend a lot in supermarkets, gas stations, cafes, bars and restaurants, that is, they live their usual lives while earning money.

The Premier tariff plan is used mainly by wealthy citizens. Both new customers and those who already use the bank's products can become Visa Platinum card users. The owners of this tariff actively participate in promotions, special offers and the “Thank you” bonus accumulation program.

The Premier Sberbank card entitles clients to use VIP services, to have a personal manager who is ready at any time to answer questions about the service and other products of the bank. There is a special service area for holders in a bank branch located in any region of Russia.

The VIP card is issued with a CHIP and a 3D-secure function, which ensures your financial security. When making a payment, you receive an SMS with a password on your phone, when you specify it, payment is made. You don’t have to worry that the card will get to scammers, it will be quite difficult to use your money.

Contactless payment is available to customers using the main services ApplePay, AndroidPay, SamsungPay.

Premium plan cardholders have a personal service manager

You don't need a card to pay, just a smartphone. Plastic also supports payWave technology: funds are debited from the card without a password, without transferring the plastic to the cashier.

The Sberbank Visa Platinum product can be used worldwide. The card is ideal for travelers, as it includes a set of services for those who travel abroad: the possibility of free insurance, support in emergency situations, free access to the business lounges of major airports.

Card design

The Visa Platinum Premier card is issued without visiting a bank branch. Right on the sberbank.ru website, click "Order a card" and enter the necessary information. On the first page, fill in personal information: full name of the future owner, first and last name in Latin, a valid mobile phone and an email address to which information about profitable promotions for plastic owners will be sent. To order a Visa Platinum card, you will need a passport, fill in its details on the second page. Upon completion of registration, the client chooses a branch of Sberbank, where it will be convenient for him to pick up an envelope with documents and a card. A product with big bonuses can be issued in rubles, dollars or euros.

So, to order a plastic card, you will need less than five minutes of free time and one visit to the nearest bank branch. Production of plastic usually takes no more than two weeks. A message about the readiness of the product will be sent to your phone number specified when submitting the application.

There are few requirements for the cardholder:

1. The age of the client is from 21 to 65 years.
2. The presence of a passport of a citizen of the Russian Federation.
3. The presence of permanent registration in the subject of the Russian Federation, where applications are submitted and a card is issued.

You can order a card online

Tariffs for Visa Platinum Premier card

When issuing a premium debit card from Sberbank, you need to carefully study the tariffs and commissions for its maintenance. Annually, for plastic issued in rubles, a fee of 4900 rubles is charged. If the client needs a card in a foreign currency, then the service will cost more: 100 US dollars and 100 euros, respectively.

Holders have the opportunity to order additional bank cards for relatives. So their maintenance will cost 2,500 rubles, 75 US dollars and 75 euros, respectively.

There is no commission for re-issuing a product after the expiration of the previous one. The same rule applies to early reissue of the card. The premium class card is reissued free of charge if the PIN-code is lost or lost, or it is necessary to make changes in the user's profile.

Acceptance of funds through Sberbank ATMs is carried out in full, additional commissions are not taken into account. However, if the required ATM is not nearby, then depositing cash through third-party ATMs will cost 1.25% of the deposited amount, but you can deposit from 30 to 1,000 rubles to a card account.

The cash withdrawal limit is set at 5,000,000 rubles per month and 500,000 rubles per month. daily.

As for cards in foreign currency, the limit is set as follows: 170,000 US dollars and 125,000 euros per month. The daily limit is USD 12,500 and EUR 10,000. With the Visa Platinum Premier card of Sberbank, it is allowed to withdraw accumulated funds without commission through a cash desk or ATM, but cash withdrawals in excess of the daily limit are subject to a commission of 0.5% of the amount exceeding the established limit. The operation will cost more when withdrawing funds through an ATM or cash desk of another bank: 1% of the amount, but not less than 100 (3 USD / EUR) rubles when withdrawing through an ATM and 150 rubles (5 USD / EUR) when receiving banknotes through the checkout.

Overdraft on the card is not provided, and the penalty for leaving the minus will be 40% per annum. Receiving details of the last 10 account transactions through an ATM will cost 15 rubles for each request.

Bonus program from Sberbank pleasantly surprises cardholders

Thank You Bonuses

The bonus account of the card user is replenished constantly, with total spending of 80,000 rubles or more. Established fees:

1. When using Yandex.Taxi or Gett services and making purchases of the “Gas Station” category, the bank accrues 10% of the payment amount as bonuses, where 9.5% is promotion within the framework of promotions and 0.5% bonuses in accordance with the Program Rules.
2. For frequent visits to cafes, restaurants and bars, an incentive is provided in the form of 5% bonuses to the account, where 4.5% is provided through promotions and 0.5% due to the Program Rules. Any cafes and restaurants in the country participate in the promotions.
3. For supermarket visitors, there is an incentive in the form of 1.5% bonus points, where 1% is the amount of promotion within the framework of promotions, and 0.5% is provided under the Program.

Some restrictions have been introduced when accruing bonus points:

• no more than 1,000 when ordering a taxi and paying for goods from the "gas station" category;
• no more than 2,000 "Thank you" bonuses when making purchases in the category "Cafes and restaurants";
• no more than 5,000 bonus points can be accrued in one billing period.

You can write off bonus points when making payments with Sberbank partners, as well as on the Thank You Online, Thank You Travel, and Thank You Impressions services.

Many privileges are received by users of the tariff plan "Premier"

Additional discounts

Visa Platinum card users who have activated the Sberbank Premier tariff have special privileges:

1. A safe deposit box is available for rent at a 20% discount. With an annual cell maintenance of 20,00 rubles, you save 4,000 rubles.
2. Clients are offered deposits with an increased rate in the amount of 1,000,000 rubles. Your rate will be increased by 0.8%, that is, you will earn 8,000 rubles more per year than when using the regular “Save” deposit.
3. Holders will benefit from currency conversion transactions.
4. Travelers have premium access to airport business lounges with the Priority Pass service. You don't have to pay for your companions either.
5. On travel insurance, the savings will amount to 3,600 rubles annually.
6. For the cardholder and his family, a unique opportunity is provided to receive competent advice on the diagnosis. Two appeals are available per family annually, with the help of which you can not only get a consultation, but also pass additional tests at competitive prices and organize treatment abroad and in Russia.
7. Premium clients are also assisted with tax refunds in case of buying a home, paying for medical treatment or training.

In addition, customers pay for Wheely and Gett business class taxis at a 20% discount, can rent a car from Avis or pack luggage with Pack&Fly also at a 20% discount.

Visa Platinum card has undeniable advantages over other bank products

Card Benefits

The following options are available for plastic holders:

1. Premium service in bank branches with the service of a personal manager.
2. SMS informing without charging a fee.
3. Free service if there is an amount of 2.5 million rubles on the accounts.
4. A special telephone line has been set up for those who have subscribed to the Sberbank Premier service package.
5. It is possible to issue additional cards.
6. Cash withdrawal available.
7. "Purchase Protection", "Extended Warranty" is in effect.
8. Applying for the release of plastic without leaving home.
9. Obtaining discounts and privileges from numerous partners of the bank.

Visa Premium from Sberbank is not suitable for all Russians. The cost of its annual maintenance will cost 4900 rubles. The amount is small for those who plan to spend on it on promotional goods and services per month from 80,000 rubles. For clients who do not have such expenses, it will be quite problematic to recoup, and even earn money.

The premium card will be a good product for businessmen, high-income citizens who prefer to spend their holidays abroad. Customers who spend a lot of time on planes will also appreciate the banking product. You should be careful when applying for a card if it is offered by phone. You need to carefully read the contract and clarify the existing fees and commissions before signing the papers and receiving the Visa Premium card.

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At first glance, it may seem that a VIP class debit card, for example, Visa Gold, MasterCard Platinum, etc. - this is exclusively a demonstration of the status of the client, his special position and financial capabilities. However, if we look deeper into this issue, it turns out that premium cards also give their owner certain material advantages (for which, of course, you have to pay). Next, we will show this using the example of Sberbank's elite cards, and compare the opportunities that each of them opens up for its owner.

Premium cards from Sberbank: a brief description

All VIP cards from Sberbank can be conditionally divided into 3 groups:

Note that anyone can purchase the first 2 types of cards (having received approval from the bank after submitting the application), however, in order to connect to the Premier tariff plan, one of the following conditions must be met (which differ depending on the region):

• Invest in a Sberbank deposit account from 1 to 8 million rubles (for the capital) and from 400 thousand to 4 million rubles (for residents of other regions).
• Receive monthly transfers to a salary card issued as part of a salary project, ranging from 150-500 thousand rubles a month (for the capital) and from 50 to 200 thousand rubles (for other regions).
• Issue mortgage loans for the last 3 years for a total amount of 6 to 10 million rubles (for the capital) and from 2 to 5 million rubles (other regions).
• Have an average monthly payment on a Sberbank loan of more than 50 thousand rubles (for the capital) and more than 25 thousand rubles (for other regions).

The Premier package, in addition to the opportunity to issue premium class cards for free, allows customers to be served in offices where there is a special dedicated area for VIP clients, without queues (700 branches in Russia); use the services of a personal manager; use specialized banking products, for example, safe deposit boxes; call the dedicated telephone line of the contact center.

We will describe the advantages and disadvantages of the cards provided within the "Premier" package, as well as the features of other premium cards, but I would like to dwell on the feedback from customers connected to the "Premier" tariff plan. At the moment, most of them are negative: the bank introduced this package not so long ago, therefore, it is possible that it is still “damp”. Most often, clients complain about the inability to contact a personal manager, a long wait for feedback, incompetence of employees, etc. (i.e. the notorious "human factor").

So, let's consider the terms of service for Sberbank premium cards in more detail.

Sberbank Visa Gold and MasterCard Gold cards

Gold class cards offered by Sberbank are available to anyone over the age of 18. They provide their owner with the same opportunities as classic cards, while they are issued and reissued for free (only annual maintenance is paid). Additionally, Gold class cardholders can receive discounts on car rentals from Hertz. The difference between Visa Gold and MasterCard Gold lies in the bonus programs of the payment systems themselves.

By purchasing Visa Gold, you receive additional privileges from the Visa payment system of the following nature:

• The ability to seek help from the concierge service, where they will help you organize your trip: choose the best routes and hotels, book flights and rooms; provide information about aircraft flights; they will tell you where the nearest restaurant or shop is located, etc. They will help you rent a car, organize flower delivery, order a ticket to the theater, etc.
• Opportunity to apply for medical and legal assistance while traveling (consulting services provided by the international company International SOS).
• Participate in Visa discount programs.

Important: holders of Visa Gold and Visa Platinum cards can count not only on consulting services as part of the provision of legal and medical support, but also real assistance. This is an additional - paid - service that is provided abroad and only if 50% or more of the ticket price was paid using a Visa card.

As for the MasterCard payment system, its VIP clients automatically become members of the Priceless Moscow program. They can:

• Receive discounts when booking hotels, paying bills at partner restaurants, grocery stores, sports centers, boutiques, etc. (partner addresses can be found at www.pricelessmoscow.ru).
• Receive invitations to private events.
• Take advantage of promotional offers abroad (hotels, restaurants, tour operator services, etc.).

Comparing the World of Privilege programs from Visa and Priceless Moscow from MasterCard, it can be noted that the Visa program is more extensive. It focuses not only on discounts, but also on additional services (both paid and free); the number of promotional offers from Visa is also greater.

Sberbank Visa and MasterCard Platinum cards

Cards of a higher level and more expensive to maintain (compared to Visa Gold and MasterCard Gold), allow you to get all the basic features and a number of additional ones. You can apply for a card at the Sberbank Premier manager, and only if you are already 21 years old. Note that after submitting an application for a card, a manager should contact you within 3 days and inform you about the decision of the bank. Platinum class cards are not issued to all applicants; the bank evaluates the socio-economic situation of the client and only then gives an answer.

Platinum cards from Sberbank provide the owner with the following privileges:

• Purchase protection service: automatic insurance of purchased items against theft, accidental damage, etc. within 90 days of purchase. The sum insured is $20,000 per year. The insurance partner is RESO-Garantiya and its agent - AXA Travel Insurance.
• "Extended Warranty" service for goods over $50 paid with a Platinum card (warranty increases by 2 times, but should not exceed 24 months). The total amount of all claims in a year cannot exceed $20,000.
• Consulting services. Medical and legal support abroad provided by International SOS. The complex of medical support includes counseling the patient, as well as monitoring his condition during and after hospitalization. Legal assistance consists of providing contact details of lawyers abroad, etc.
• Concierge services. Important: the service is provided only to Visa Platinum cardholders. The service is not available to MasterCard Platinum holders.
• MasterCard Platinum holders can become members of the NILSEN CLUB, a closed club of travel lovers, where they will be helped to choose the best routes and organize vacations in any of the countries of the world (similar services are the responsibility of Visa Concierge Service employees).

Thus, within the framework of platinum cards, MasterCard is once again inferior to Visa cards, especially since concierge services are extremely popular with VIP clients.

Sberbank cards Visa Platinum Premier, World MasterCard Black Edition Premier

Sberbank's products of the Premier class are provided exclusively within the package of the same name, with the main advantages and disadvantages of which you are already familiar with. The Visa Platinum Premier card provides the holder with the same benefits as the regular Visa Platinum card, while the World MasterCard Black Edition Premier card provides extended opportunities compared to MasterCard Platinum. Additionally, concierge services are available to holders of this card.

Also, as part of the Premier package, customers can count on:

• Life and health insurance with the coverage area "Worldwide" and the sum insured - up to 100,000 euros. This policy will be required when opening a visa and can be used an unlimited number of times. Insurance partner - RESO.
• Bank card insurance. The service allows you to receive an insurance payment when fraudsters use your stolen or lost card (the amount of the insured amount is up to 150 euros), and if you are attacked near an ATM (compensation is up to 1,500 euros).
• Contactless payment for goods and services of the trade and service network using Visa PayWave and MasterCard PayPass technologies.
• Participation in the Priority Pass program, which allows you to use the services of comfortable business class lounges at the largest airports in the world.
• "Best Price Insurance". This type of insurance is only available in the Premier package. If you purchased a product and then saw a similar one but at a lower price, the insurer will reimburse you for the difference (insurance coverage - 1000 euros).

To understand how much certain card benefits actually cost, let's study the rates of Sberbank.

* The cost of servicing in the Premier tariff plan is 2,500 rubles / month (30,000 rubles / year), but payment is charged only if the total balance of the client on all settlement, card, deposit accounts, as well as compulsory medical insurance at the end of the month less than 2,500,000 rubles. The bank also provides customers with a grace period - 2 months from the date of connection to the tariff plan. There is also no service charge during this time.

After analyzing the premium card products of Sberbank, we can conclude that Visa cards are more profitable in comparison with MasterCard, and as for the level of the card, you should choose based on your financial capabilities and needs. If you have a deposit in Sberbank in the amount of more than 2.5 million rubles, then the best choice would be service within the framework of the "Premier" package.

Do you want to apply for a platinum debit card in the largest financial institution in our country - Sberbank, but decided to collect more information about it first? You can read about its main conditions for obtaining and the benefits that it provides. After the article you will find reviews from the owners of this card.

Information about the Pratinum card from Sberbank

So, if you want to emphasize your high status, standard of living and income, receive invitations to participate in private events, use premium services around the world and have access to special programs of discounts and privileges, then the Platinum card from payment systems will undoubtedly suit you. Visa or MasterCard.

Each of them is good in its own way, each has a special bonus system and a list of discounts that you can use.

This product is designed for high income customers who want to receive exclusive offers, have privileges, access to certain events, have a high level of service and an individual approach from bank employees and service companies around the world.

How can I get a card?

To begin with, we remind our readers that platinum cards can be and. What is their difference:

• in the first case, you can use only your own funds, which will be in your account,
• and in the second, you will be given a certain limit of credit funds from the bank, which can be used for large unplanned purchases.

In order to issue the product you need, you must personally contact the nearest branch of Sberbank with a passport and fill out an application for a card. You cannot submit an application via the Internet.

In the event that you also want to have a credit limit, in addition to your passport, you will need to take with you a copy of the 2-NDFL form (does not apply to payroll clients). Production takes, on average, about two weeks, after which you are notified that the card is waiting for you at the company's office.

It is noteworthy that if you are a regular customer of this bank for a long time, you may receive a special offer with pre-approved conditions. In this case, you do not need to fill out the questionnaire, you just come to the office and report your desire to take advantage of the special offer.

Pros of a Platinum Card

It is especially worth highlighting the connection to the “Privileges for Travelers” system, which includes access to VIP lounges at airports with unlimited access, special rates and discounts from the world's leading airlines, additional benefits in more than 1 thousand hotels around the world, rental discounts cars abroad.

One of the advantages of this offer is the possibility of receiving cash from the card both in Russia and abroad in subsidiaries of Sberbank on the same terms. In other words, you will be able not to pay a commission when withdrawing money in Kazakhstan, Ukraine, Belarus, Turkey, Croatia, Slovenia and many other countries around the world.

By issuing such a card, which will be valid for 3 years, you get the opportunity to use priority service at bank branches through a personal manager, as well as receive round-the-clock consultations via a dedicated telephone line.

Besides:

• Your purchases will be insured against loss, theft or accidental damage for the first 50 days from the date of purchase.
• you will have a connection to the premium concierge service, allowing you to receive service without queues by contacting a personal manager.
• reissue of the card will be carried out without commission,
• there is a high limit on the issuance of funds: daily - 500 thousand, monthly - 5 million rubles or the equivalent in foreign currency.
• There is no limit on daily purchase transactions.
• the annual cost of maintenance will be 4900 rubles per year.
• you can connect an overdraft.
• for purchases under the Thank you from Sberbank program, you can receive up to 10% of your spending transactions in the form of points.

In addition, the owner of a premium card will be able to count on medical and legal support abroad for himself and his family.

Card with big bonuses

It is noteworthy that this offer in Sberbank is called "Card with big bonuses." And this is no coincidence, because by registering this product, you will not only participate in the “Thank you” bonus system, but will also be able to accumulate increased points for certain purchases:

• 10% of fuel payment at gas stations and taxi rides Yandex or Jet;
• 5% of payment in cafes and restaurants;
• 1.5% off supermarket purchases

In order to start receiving points for your spending transactions, you must pre-register in the Thank You system, detailed instructions are given. After that, you will be able to exchange the accumulated bonuses for a discount of up to 99% in the partner companies of the bank, we tell you how to find them.