Body shaper is the path to financial freedom. Bodo shefer - the path to financial freedom. Circumstances shape us

Bodo SCHAEFER

"The Path to Financial Independence"

First million in 7 years

The main thing is wisdom: acquire wisdom, and with all your possessions acquire understanding. Treasure her highly, and she will exalt you; she will glorify you if you cleave to her; He will place a beautiful wreath on your head, he will give you a magnificent crown.

From the Book of PROVERBS OF SOLOMON (chapter IV, 7-9)

From the editor of the Russian edition

The book you are holding in your hands is a revelation. A revelation from Bodo Schaefer, a German millionaire who came to lasting wealth in the shortest way - through savings and extraordinary thinking. Let us clarify: he started, as they say, from scratch.

“The Path to Financial Independence” is not just a summation of experience, practical advice, etc. etc., thanks to which you can achieve well-being.

A person cannot be happy alone. Only by making others happy will he be happy himself. Bodo Schaefer argues that money in good hands makes not only its owner happy, but also society as a whole. This is perhaps the main idea of ​​the book.

The conceptual way of thinking used by the author to consider rather complex and dry economic categories gives us reason to believe that this book is directly related to the philosophy of economics. For all that, “The Path to Financial Independence” is written in accessible language, with humor and not without brilliance. All this makes this book a fascinating bestseller in the field of economic knowledge. We can only add that the book by Bodo Schaefer, a writer and businessman, is aimed at the general reader, so that by reconsidering his attitude towards money, he, this reader, can build his own happy future, without postponing the implementation of intentions and plans for an uncertain tomorrow. You should start today - immediately after you open the first page.

And one more thing: for the reader who has completed this work and has not begun the path to financial independence, there will be nothing left that would justify his inactivity.

Gratitude

Outstanding achievements are always the result of remarkable collaboration between different people.

I had the good fortune to learn from people who were truly unique. Unfortunately, I do not have the opportunity to list them here, but my gratitude goes out to everyone together. However, I would like to name a few by name because they have had the greatest influence on me. This is the priest, Dr. Winfried Noack, Peter Heuvelman, my first mentor, who taught me the basics of success and taught me the joy of trusting relationships, the consummate interlocutor Shamey Dillon, and also the billionaire, Senator Daniel S. Peña, who introduced me to the world of big money.

This book is the result of my contacts with them and the constructive assistance of the editors of the Campus Publishing House: Ms. Querfurt and Mr. Schickerling. It was not easy with them, but we know that this is exactly what is required for personal development.

I would like to express my special gratitude to the participants of my seminars, who gave me a significant positive impulse. I would like to especially highlight our commercial director, Mr. Jeroen Vetter, with his constant participation and unparalleled skill in making our seminars accessible to an ever-increasing number of people.

Last but not least, I thank my partner Cecile, who has given me the strength to pursue my ventures and supported my dreams. Thanks to her, I experienced a lot more acutely, deeply and more consciously.

Preface

Do you know what prevents most people from living the life they dream of? Money and more money! Money is a symbol of a certain attitude towards life, a measure of success in life. But money doesn’t come to us by accident. We can say that in money matters we are talking about a certain form of energy: the more of this energy we direct to truly important goals, the more money we will receive. Truly successful people have the ability to accumulate large amounts of money. Some only save and increase them for themselves, others use them to serve society and their neighbors. But they all know how to make money work.

We should not exaggerate the importance of money. But do you know when money becomes especially important? When they are constantly missing. Anyone who has big money problems has to think about them a lot. We must look into this issue thoroughly enough to settle it once and for all. And from now on, money will become your support in all areas of life.

Everyone has dreams. We have a certain idea of ​​how we want to live and what we are entitled to in life. We believe in our hearts that we can fulfill some special purpose that will improve this world. But too often I see how the daily grind gradually stifles such dreams. Many people forget that they also have a place in the sun. They simply don't believe in themselves and that they can become independent.

We often find ourselves victims of ourselves. We make compromises - and before we realize our mistake, life has largely passed us by. And many people often shift responsibility for the fact that they do not live the way they would like to, to financial circumstances.

For more than ten years I have been dealing with issues such as money, success, happiness. I have learned to see money differently: money can save us from running out of vitality, it helps us be the best we can be.

I am at your disposal with my book - in the role of your private mentor. I would like to convey what I have learned and experienced myself. I would like to teach you how to create some kind of magical machine for making money. Owning money means, first of all, being able to lead a much freer and more independent lifestyle. When I realized this, a deep need arose in me to pass on my knowledge to others. I made a promise to myself to support everyone I come into contact with on their journey to financial independence. Just as you can learn to fly, dive, or code, you can learn to create wealth. And several important standard techniques will help with this.

Bodo Schaefer

The path to financial freedom

Translated from German by S.E. Borich according to the publication: DER WEG ZUR FINANZIELLEN FREIHEIT / Bodo Schäfer. – Aktualisierte Neuausgabe. – München: Deutscher Taschenbuch Verlag GmbH & Co. KG, 2003.

© 1998 Campus Verlag GmbH, Frankfurt am Main

© Translation. Decor. Potpourri LLC, 2006

Preface to the new edition

For many people, there is a gap between their dreams and their sense of reality. And they think that this is absolutely normal. To put an end to this misconception, in 1997 I wrote the book The Path to Financial Freedom.

I wanted this book to touch the hearts of readers and show them the path to the riches that our lives contain, including money. I wanted to demonstrate in it that wealth is a right given to us from birth. A decent life in an environment of financial freedom is our natural destiny. In this new edition, I want to strengthen your faith in this possibility. Since the publication of the first edition, two major events have occurred.

Firstly, we have witnessed another stock market cycle. The stock price collapsed, then rose sharply, only to collapse again. This is a completely normal course of things, and such events have happened more than once. However, in the process, many people lose money because they are not familiar with basic financial laws.

To better prepare people for future stock cycles, I have re-written chapters 10 and 11. Firstly, I showed in them how important it is to prepare in a timely manner for unfavorable years. It would be wrong to believe that only good times await us all the time. Secondly, I provide a list of basic principles that investors need to know. Third, I challenge you to make important decisions that precede a successful investment. Of course, handling money and securities is not difficult when the entire economy and stock markets are booming. But in life everything happens differently. Therefore, my advice is: learn to see chances and opportunities not only in good times, but also in bad times. This book will help you with this. It is designed not only for periods of good weather and will accompany you throughout your life. Follow the truths set out in it, many of which date back thousands of years, and money will turn into a force that will support your life.

Something else has happened since the book was written. Obviously, in the first edition I really managed to reach the hearts of many people. To date, more than 2.5 million copies of the book have been sold, it has been translated into about 20 languages ​​and has become one of the world's bestsellers of the last 50 years. However, for me, more than 36 thousand (!) letters received from readers are of much greater importance. The success stories of these people are simply amazing. Since they took up the topic of money, amazing changes have occurred in their lives.

Most of these letters can be boiled down to a simple and at the same time surprising idea. When the movement of money begins in your life, it often comes to you so quickly and in such quantities that you involuntarily ask the question: “Where was it before?” I want this story to be repeated with you, and I will be glad to receive your letters.

Sincerely yours Bodo Schaefer

Introduction

Do you know what prevents most people from living the life they dream of? Money, and only money. After all, money is a symbol of a certain attitude towards life, a measure of a way of thinking. They appear in our lives not by chance. Here we are talking, rather, about a certain form of energy. The more energy we invest in some really important things, the more money we have. Truly successful people have the ability to make money. Some keep them for themselves, others use them for the benefit of people. But they all know how to attract money to themselves.

Do you know when money becomes especially important? When they are constantly missing. If a person has problems with money, then he thinks about it too much. It is necessary to thoroughly understand this topic, and then money will become a good help to you in all your life endeavors.

Each of us dreams of something. Everyone has ideas about how to live and what they deserve in this life. In our hearts, we all believe that great things await us to make this world a better place. But too often we see dreams wither away under the influence of everyday routine and the realities of life. Many people forget that they were originally destined for a place in the sun, believing that they do not have the strength to free themselves from everyday worries.

We often put ourselves in the position of victim. We make compromises and before we know it, life passes us by. Often people blame their financial situation for the fact that they cannot live the life they want.

For more than 10 years I have been dealing with problems of money, success and happiness. During this time, I learned to look at money with different eyes. They can prevent us from realizing our full potential, or they can help us achieve this.

There are several opportunities to earn your first million. They fit into the four strategies described in this book:

1. You save a certain percentage of your earnings.

2. You invest the money you save.

3. You increase your income.

4. You save a certain percentage of your increased income.

If you do this, depending on what financial situation you are in at the moment, in 15-20 years you will have one or two million. And this is not a miracle. If you want to make your first million faster (say, in seven years), then you'll need to put more of the strategies in the book into practice. Every strategy you master gets you closer to your goal faster.

How to become a wealthy person in seven years? You obviously already guess that in this case we are not talking about a specific amount of money that you would like to have, but about the personality that you should become.

Of course, the path to financial freedom won't always be easy. However, living in financial dependence is even more difficult. If you follow the recommendations in this book, you will surely achieve your goal. In my seminars, I have brought thousands of people onto this path and constantly observe how the knowledge gained literally changes their lives.

Please do not think that just purchasing this book will help you achieve wealth. Even if you read it, it does not mean that you will get rich. You must work hard on this book and understand its contents deeply. Only in this case will it help you discover the treasure that is hidden inside you.

Let's hit the road together. First, decide on your current financial situation. The following pages are dedicated to self-reflection. Please read this book only after you have determined exactly what your financial situation is.

I sincerely hope that this book will not only make you rich, but also touch other deep and important chords in your soul. I don’t know you personally, but I know that if you are holding this book in your hands, then you are a very special person who is not satisfied with the status quo. You are a person who wants to write your own story. You want to build your own future and achieve more from life. I wish with all my heart that this book will help you with this.

Sincerely yours Bodo Schaefer

Analysis. How are your finances doing?

Attention! Please do not begin reading the book until you have answered the following questions in writing.

1. How do you assess your income level?

Great

Very good

Satisfactorily

Mediocre

Bodo Schaefer’s book “The Path to Financial Freedom” will help radically change the life of anyone who is ready to work with it. Books by this author fly off store shelves at incredible speed, they become bestsellers and are translated into many languages. And this is not surprising, because Bodo Schaefer is a successful and financially independent person, so when he talks about money, it is simply impossible not to believe him.

All people dream of living freely, so that they don’t have to think about whether tomorrow they will be able to pay rent or buy winter shoes. Not to mention buying a car or apartment. But, unfortunately, most people live this way. Bodo Schäfer suggests taking a different look at your life, your finances, re-evaluating something and changing everything for the better.

The book talks about why most people have a huge gap between their dreams and reality. Some people are not ready to take action to achieve financial independence, because it is difficult, but living under constant restrictions is even more difficult. The author talks about important principles that will help change your financial situation. First of all, it is important to adequately assess what we have today. Planning is of great importance. You need to understand when it’s worth saving and when it’s worth buying something valuable that will bring even greater benefits. The book tells you when, how and in what quantity to invest.

An important point that the author highlights is that you need to be able to see opportunities even in a difficult crisis period. When the economy is stable, it is much easier to achieve success, but you need to be prepared for difficult times. The book will be useful to everyone who wants to live comfortably and with dignity, but reading it alone will not lead to success; the book needs to be worked through and applied to the acquired knowledge in life.

On our website you can download the book “The Path to Financial Freedom” by Schaefer Bodo for free and without registration in fb2, rtf, epub, pdf, txt format, read the book online or buy the book in the online store.

Translated from German by S.E. Borich according to the publication: DER WEG ZUR FINANZIELLEN FREIHEIT / Bodo Schäfer. – Aktualisierte Neuausgabe. – München: Deutscher Taschenbuch Verlag GmbH & Co. KG, 2003.

© 1998 Campus Verlag GmbH, Frankfurt am Main

© Translation. Decor. Potpourri LLC, 2006

* * *

Preface to the new edition

For many people, there is a gap between their dreams and their sense of reality. And they think that this is absolutely normal. To put an end to this misconception, in 1997 I wrote the book The Path to Financial Freedom.

I wanted this book to touch the hearts of readers and show them the path to the riches that our lives contain, including money. I wanted to demonstrate in it that wealth is a right given to us from birth. A decent life in an environment of financial freedom is our natural destiny. In this new edition, I want to strengthen your faith in this possibility. Since the publication of the first edition, two major events have occurred.

Firstly, we have witnessed another stock market cycle. The stock price collapsed, then rose sharply, only to collapse again. This is a completely normal course of things, and such events have happened more than once. However, in the process, many people lose money because they are not familiar with basic financial laws.

To better prepare people for future stock cycles, I have re-written chapters 10 and 11. Firstly, I showed in them how important it is to prepare in a timely manner for unfavorable years. It would be wrong to believe that only good times await us all the time. Secondly, I provide a list of basic principles that investors need to know. Third, I challenge you to make important decisions that precede a successful investment. Of course, handling money and securities is not difficult when the entire economy and stock markets are booming. But in life everything happens differently. Therefore, my advice is: learn to see chances and opportunities not only in good times, but also in bad times. This book will help you with this. It is designed not only for periods of good weather and will accompany you throughout your life. Follow the truths set out in it, many of which date back thousands of years, and money will turn into a force that will support your life.

Something else has happened since the book was written. Obviously, in the first edition I really managed to reach the hearts of many people. To date, more than 2.5 million copies of the book have been sold, it has been translated into about 20 languages ​​and has become one of the world's bestsellers of the last 50 years. However, for me, more than 36 thousand (!) letters received from readers are of much greater importance. The success stories of these people are simply amazing. Since they took up the topic of money, amazing changes have occurred in their lives.

Most of these letters can be boiled down to a simple and at the same time surprising idea. When the movement of money begins in your life, it often comes to you so quickly and in such quantities that you involuntarily ask the question: “Where was it before?” I want this story to be repeated with you, and I will be glad to receive your letters.

Sincerely yours Bodo Schaefer

Introduction

Do you know what prevents most people from living the life they dream of? Money, and only money. After all, money is a symbol of a certain attitude towards life, a measure of a way of thinking. They appear in our lives not by chance. Here we are talking, rather, about a certain form of energy. The more energy we invest in some really important things, the more money we have. Truly successful people have the ability to make money. Some keep them for themselves, others use them for the benefit of people. But they all know how to attract money to themselves.

Do you know when money becomes especially important? When they are constantly missing. If a person has problems with money, then he thinks about it too much. It is necessary to thoroughly understand this topic, and then money will become a good help to you in all your life endeavors.

Each of us dreams of something. Everyone has ideas about how to live and what they deserve in this life. In our hearts, we all believe that great things await us to make this world a better place. But too often we see dreams wither away under the influence of everyday routine and the realities of life. Many people forget that they were originally destined for a place in the sun, believing that they do not have the strength to free themselves from everyday worries.

We often put ourselves in the position of victim. We make compromises and before we know it, life passes us by. Often people blame their financial situation for the fact that they cannot live the life they want.

For more than 10 years I have been dealing with problems of money, success and happiness. During this time, I learned to look at money with different eyes. They can prevent us from realizing our full potential, or they can help us achieve this.

There are several opportunities to earn your first million. They fit into the four strategies described in this book:

1. You save a certain percentage of your earnings.

2. You invest the money you save.

3. You increase your income.

4. You save a certain percentage of your increased income.

If you do this, depending on what financial situation you are in at the moment, in 15-20 years you will have one or two million. And this is not a miracle. If you want to make your first million faster (say, in seven years), then you'll need to put more of the strategies in the book into practice. Every strategy you master gets you closer to your goal faster.

How to become a wealthy person in seven years? You obviously already guess that in this case we are not talking about a specific amount of money that you would like to have, but about the personality that you should become.

Of course, the path to financial freedom won't always be easy. However, living in financial dependence is even more difficult. If you follow the recommendations in this book, you will surely achieve your goal. In my seminars, I have brought thousands of people onto this path and constantly observe how the knowledge gained literally changes their lives.

Please do not think that just purchasing this book will help you achieve wealth. Even if you read it, it does not mean that you will get rich. You must work hard on this book and understand its contents deeply. Only in this case will it help you discover the treasure that is hidden inside you.

Let's hit the road together. First, decide on your current financial situation. The following pages are dedicated to self-reflection. Please read this book only after you have determined exactly what your financial situation is.

I sincerely hope that this book will not only make you rich, but also touch other deep and important chords in your soul. I don’t know you personally, but I know that if you are holding this book in your hands, then you are a very special person who is not satisfied with the status quo. You are a person who wants to write your own story. You want to build your own future and achieve more from life. I wish with all my heart that this book will help you with this.

Sincerely yours Bodo Schaefer

Analysis. How are your finances doing?

Attention! Please do not begin reading the book until you have answered the following questions in writing.

1. How do you assess your income level?

Great

Very good

Satisfactorily

Mediocre

Very bad

2. How do you estimate the size of your savings?

Great

Very good

Satisfactorily

Mediocre

Very bad

3. How do you evaluate your investments?

Great

Very good

Satisfactorily

Mediocre

Very bad

4. How do you rate your knowledge about money and capital?

Great

Very good

Satisfactorily

Mediocre

Very bad

5. Do you have accurate financial plans and do you know what you want, how much it costs and where to find the money for it? How do you evaluate these plans?

Great

Very good

Satisfactorily

Mediocre

Very bad

6. Do you have a financial mentor?

7. Your usual social circle

Richer than you

Is in a similar financial situation

Poorer than you

8. Can you save at least 10-20 percent of your monthly earnings?

With difficulties

9. Do you regularly give money to charity?

10. Do you think you deserve more money?

Didn't think about it

11. How long can you live on your savings without earning anything?

months

12. Do you foresee the day when you will be able to live on the interest on your savings?

13. Will you be satisfied if the situation in the next five years develops in the same way as over the past five years?

14. How well do you know your thoughts regarding money?

Precisely

In some ways

15. How would you describe your financial situation?

16. If you had to describe your financial status in one word, what would it be (for example, Uncle Scrooge, newbie, loser, money magnet, entrepreneur...)?

_________________________________________

17. What role does money play in your life?

Supporting force

Let

18. How well are you familiar with the activities of investment funds?

Great

Very good

Satisfactorily

Mediocre

Very bad

19. Are you good at stocks?

Great

Very good

Satisfactorily

Mediocre

Very bad

20. Do you know the basic criteria for investing money and do you use them?

21. Do you think that money is important to you?

Nothing is more important

Very important

Not good

To some extent

22. What is your attitude towards money, numbers and finance?

_________________________________________

23. How do you assess your overall financial situation after answering all the questions?

_________________________________________

24. How do you feel after answering the questions?

_________________________________________

Basic provisions

Chapter 1
What do you really want?

You've been looking for too long. Now give up searching and learn to find.

Heinz Körner. "Johann"

There is a classic conflict here. We feel serious discrepancies between what we think about ourselves deep down and what our lives actually are. The idea of ​​how we should live and the actual situation are as different as day and night.

Each of us feels the need for growth and happiness. Deep in everyone's soul there lives a desire to improve this world. And we are all sure that we deserve a better life.

What are your chances of getting rich?

What prevents us from living the life we ​​dream of? Why can't we achieve everything we want? Of course, most of us today live in conditions that are not very conducive to wealth. The government is setting a bad example and increasing the size of the national debt every year. To pay the growing interest on this debt, taxes rise.

Our school system does not provide answers to the most important questions: “How to achieve a happy life?” and “How to get rich?” At school they tell us that Attila was defeated in 451 on the Catalaunian fields, but they don’t tell us anything about how to earn the first million. So who will teach us how to get rich? Parents? Most of us don't have rich parents, so it's hard to rely on their advice to lead to wealth. In addition, our society is aimed at overconsumption, so the advice of friends and acquaintances can also be of little help. As a result, people cannot take advantage of the right that was given to them from birth: be happy and rich.

As I evaluate my life today, I feel nothing but gratitude. I am living the life I have always dreamed of and experiencing financial freedom. But it was not always so. Like most people, I have had times when doubts and worries literally paralyze me.

Circumstances shape us

Each of us has had situations in our lives that have had a great impact on us. These moments changed our worldview and influenced our faith in people, our attitude towards money and the world around us. They changed our whole lives in one direction or another.

I was six years old when I experienced an event that completely changed my relationship with money. My father was admitted to the hospital with cirrhosis of the liver. He had to spend 12 months there, as he needed complete peace. He wasn't even allowed to read anything.

One day I overheard a conversation between a doctor and my mother. The doctor said he had never seen a patient have so many visitors. At least six people visit my father every day, although he is prescribed complete rest. It was then that we learned that my father continued to work in the hospital. He was a lawyer and, along with his main activity, created a “practice for the poor,” as he called it. He gave free consultations to those who did not have money to pay legal fees.

The mother immediately went to explain to the father. She told him that he must stop his activities immediately, otherwise he would not return from the hospital alive. The doctors also tried to persuade him to “come to his senses,” but his father was very stubborn and continued to do what he considered necessary.

I used to sit by his bed for hours and listen to what he was talking about with people. And guess what? It was always about money. Visitors continually tried to blame circumstances or other people. I did not understand the legal intricacies, and therefore it seemed to me that every time I listened to the same story: no money, no money, no money... At first it was interesting to me, but then it began to irritate me. I became disgusted with poverty. Poverty made people unhappy. She forced them to come to their father in the hospital and beg him for help in a humiliated position. I wanted to become rich. I made a firm decision to become a millionaire by the age of 30.

Determination alone is not enough

I actually achieved my goal of 30, but just five years before that I was deeply in debt, I was 18 kilograms overweight and a whole bunch of all kinds of insecurities. Due to the difficult financial situation, money has become the meaning of my life.

The fact is that money always has only the meaning that we give it. The moment we experience financial problems, they become too significant.

Am I really hoped that everything will change for the better and somehow work out. However, hopes alone are not enough. Hope is a means of psychological self-soothing, which, in essence, is a brilliant self-deception. What or who do we hope for? To God? For luck? But God is not a cosmic nanny, and he is not going to reward those who sit idle. The old saying is true: “Only fools hope and wait.”

Internal values ​​and goals must coincide

I was in despair. How could it happen that I earn relatively a lot, but am still deeply in debt? When I finally found the answer to this question, I was amazed. It turns out that deep down I thought money was evil. I sabotaged my own success.

After eight years of illness, my father finally died, and I heard people repeating: “It was work that brought him to the grave.” I didn't want my job to kill me. On the other hand, I didn’t want to be like the poor people who visited my father in the hospital to get legal advice from him. I wanted to be rich but do nothing.

On top of everything else, after the death of my father, my mother turned to religion. She was firmly convinced that “it is easier for a camel to go through the eye of a needle than for a rich man to enter the Kingdom of God.” On the one hand, I wanted to be good, and I thought that poverty was good. On the other hand, I wanted to be rich because I despised poverty.

Opposing values ​​pulled me in different directions. Until I managed to resolve this internal conflict, I was marking time.

Anyway, I was trying to get rich. And every time we try to do something, it means the absence of any specific actions. We always leave ourselves a way to retreat. Anyone who is just trying is always waiting for some obstacle to appear that will prevent him from completing the job. We anticipate obstacles because we don't really believe in our own abilities.

Optimism and self-confidence

Put all your optimism aside for a moment. I will now explain what this request is connected with. Optimism is definitely a positive quality that helps you see the good in everything. But optimism itself, not associated with any other qualities, can help little. Optimism is often confused with self-confidence.

If optimism allows you to see only the positive in everything, then self-confidence gives you the strength to cope with the negative sides. Life is not a symphony consisting only of beautiful and joyful sounds. There is also a downside to it. But a confident person is not afraid of difficult situations.

A person who knows from his own experience that he can rely on himself can be called self-confident. Nothing will stop a self-confident person, because he knows that he can cope with any difficulties. He has already proven this to himself more than once. You will learn how to build self-confidence in the shortest possible time in Chapter 3.

Finances are extremely important for building self-confidence. They leave little room for unjustified optimism. Account statements speak for themselves; they do not tolerate embellishment of reality. If you want to develop self-confidence, you must learn to manage your finances. Your financial situation should be proof to you that nothing can stop you.

You shouldn't let your financial situation undermine your self-confidence. After all, without this confidence, you will live at the minimum consumer level. You will never know what abilities lie within you. You will never take risks. You will not develop as a person. You won't do what you are capable of. You won't reach your potential. A person who does not have self-confidence does nothing, has nothing and is nothing.

None of this has anything to do with optimism. Your bank account should serve as proof to you that finances support you in life. Every look at him should give you a feeling of confidence in your own abilities.

This is what the book will discuss. You must learn to manage your financial situation so that money works for you and not against you. They can both complicate and make your life easier.

How are you doing?

Do you think you are destined for great things? Are you unhappy with your current situation? Do you believe that you can earn more and that wealth is just a matter of time?

Please put your optimism aside for a while. How has your financial situation developed over the past seven years? Write how much your wealth has increased or decreased over the past seven years.

Euro.

This figure is sobering and hits the nail on the head. If you act exactly the same as now, in seven years you will see approximately the same figure. And in subsequent years this trend will only worsen. If you want different results, then you need to do something about it. You must find a new path for yourself, and the beginning of this path will be your thoughts.

Your thoughts have brought you to where you are today. If you don't change your thoughts, you will never get to where you dream of going.

What do you really think about money? You are constantly having an internal dialogue with yourself. If you are sure in your heart that money is evil, then you have no chance of achieving prosperity. So what do you really think? We will discuss this issue in Chapter 5.

You will come to grips with your deepest thoughts and feelings about money. And you will see how you can change your attitude towards them.

Bodo Schefer)

How to raise a leader, a millionaire, a winner from an ordinary person? The answer to this question is known to the mentor, successful businessman, outstanding coach and inspiration Bodo Schaefer. The first one to show the path to financial freedom in a non-standard form.

Perseverance, personal strategies, and the experience of successful businessmen have borne fruit.

But it was not always so.

Now a world-class star, his books are sold in millions of copies, according to his strategy they study and establish their business.

Based on the book “Breakthrough to Financial Success” by Bodo Schaefer.

*Click on pictures to enlarge

Biography of Bodo Schaefer

Schaefer was born in Germany, in Cologne. He opened his first company in Mexico, but soon went bankrupt. Soon, the businesslike Schaefer found a new strategy, thanks to which his business significantly strengthened its position, reached a new level, became stable and prosperous.

Bodo Schaefer, breakthrough to success.

It was perseverance that provided Bodo Schaefer with a breakthrough to financial success.

Schaefer shares his personal experience, his ups and downs, the secrets of financial well-being and wealth in his books.

Happiness, success, luck come to everyone who knows their true goals. Wealth is not a matter of chance. It never comes by chance.

Gaining financial independence is possible only in a practical way, step by step following certain actions to achieve the chosen goal. The result will come faster if the goal is clear and there is a persistent intention to realize it.

All books, including free books by Bodo Schaefer, are real instructions for action. They change your thinking, help you unlock your inner potential, and charge you with motivation and faith in your success.

This is a great collection of practical tips and tricks, strategies. In his books, Bodo Schaefer tells simply and clearly how to change your life for the better, become successful and independent. Anyone can do this.

By changing your thinking, you will change yourself. This requires following certain steps described in the books.

How to achieve more? About this in the books of Bodo Schaefer. These are real teaching aids, guides to the world of wealth and success.

• The path to financial freedom;
• Laws of winners;
• Mani, or the ABC of money;
• Money has a good influence on a woman;
• Simple leadership;
• Kira and the secret of the bagel;
• The art of managing your time;
• Practical Marketing: The Most Important Tips and Answers;
• How to manage success by managing character: 7 rules of a charming personality;
• Positioning: A Practical Guide

All of Bodo Schäfer's free books are available online.

Currently in my personal collection I have the following books:

• "Money is good for women" Bodo Schaefer pdf,
• Bodo Schaefer "Money or the ABC of Money" pdf,
• "The Laws of Winners" by Bodo Schäfer pdf,
• Bodo Schaefer "The Path to Financial Freedom" pdf

Bodo Schaefer "Money or the ABC of Money"

Another valuable book by Bodo Schaefer is “Money or the ABC of Money”. There are general principles here on how to increase money, how and where to invest it, how to manage it and how to earn your first million. And also how to develop charisma.

This book is for both children and their parents. A distinctive feature of the book is that the narration is told in a non-standard way. A dog named Money is a financial genius. In dialogues with the girl, he shares knowledge and teaches the child how to manage his finances. Art form, great message, super ideas. This book will be useful for both adults and children. I definitely recommend reading it, because we have never looked at finance from this side before.